Get $20 for Every Credit Card You Add and Use with Softcard This Month


Good deal alert! From now until October 31st, 2014, when you add a credit card to Softcard and simply use it to tap and pay once, you’ll get a $20 Amazon gift card.

It’s that easy. Well, there are some restrictions, which I’ll explain.

For one, only participating credit cards are eligible for the $20. When I fire up Softcard, aka Isis Wallet, only three credit card issuers are listed, including American Express, Chase, and Wells Fargo.

If you try to add a credit card from a different provider, the app simply tells you to bugger off. Well, it really says, “Don’t see you card? We are always adding new payment cards. Check back soon…”

So in reality, you can only add credit cards from the three aforementioned issuers. It’s unclear if the Serve card qualifies as a credit card. My guess is no since it’s prepaid.

How Many $20 Amazon Gift Cards Can You Earn?

20 offer

As far as I can tell from the rather brief terms and conditions, you can earn $20 for every credit card you “provision” to your Softcard account and tap to pay at least once between October 1st and October 31st.

The terms say there is a limit of one gift card per participating credit card, not per Softcard account. So that’s good news!

In other words, if you have multiple American Express cards, and multiple Chase credit cards, and you haven’t added them to your Softcard wallet yet, you could earn several $20 Amazon gift cards.

For example, I added my American Express Blue card, my Chase Freedom card, and my Wells Fargo credit card (which I never use) this week. In fact, I had Wells send me a replacement card because I think I cut it up a long time ago.

The downside is that business credit cards can’t be added to Softcard, so my Chase Ink cards are a no-go here.

Additionally, I added my Amex Blue Cash a month or two ago, so I doubt I’ll get credit for that one. I believe it’s only cards added during the promotional period that are eligible for the gift card.

Still, if I go to a CVS, or some other place that accepts tap to pay via Softcard (hint: use the map in the Softcard app), I should earn at least three $20 Amazon gift cards.

All in all, $60 for doing pretty much nothing. I have an authorized user on my Amex cards, but I’m not sure if that’ll work either. Time will tell and I’ll report back.

Anyway, if you’re interested in this promotion, check out my lengthy post about how to get up and running with the Isis version of Serve, which is now known as Softcard.

If you’re already a Softcard user, simply click the plus sign in the top right corner and then click on “browse offers.” You’ll see the Softcard promotion listed. Then you add your card(s) and make at least one purchase.

Aside from this nice promotion, you can also enjoy higher monthly credit card load limits and get $1 back on all purchases when you use your Serve card to tap and pay ($50 max per month until year-end) via Softcard.

By the way, the Amazon gift cards will be delivered electronically via e-mail and could take up to 14 days to be sent. So keep an eye on your inbox.

By Colin Robertson

Colin created this blog after spending several years in a job that required him to scour credit reports on a daily basis. His goal is to help individuals better understand their credit and get the most out of credit cards.

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