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Credit Help and Tips

A Lesson in Credit Utilization

A friend of mine recently notified me that his credit score plummeted nearly 100 points from the last time it was updated. He is enrolled in a free credit monitoring program, so he receives alerts when his credit scores fluctuate. Naturally, I asked him why he thought his credit score could have dropped so dramatically […]

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Credit Help and Tips

Five Costly Credit Card Fees You Can Easily Avoid

As you probably already know, credit card issuers make much of their money on collected interest and outrageous fees. See how credit card issuers make money for more on that. And it seems everyday credit card companies are coming up with new, innovative fees to charge their customers. Let’s take a look at five common […]

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Credit Help and Tips

How Can I Lower My Credit Card Interest Rate?

Many consumers are riddled with credit card debt thanks in part to APR that is through the roof, making it very difficult to pay down debts and get back in the black. So you may ask yourself, “How can I lower my credit card interest rate?” Well, credit card issuers aren’t in the business of […]

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Credit News

There Used to Be a Trump Rewards Visa Card

Fun fact: There used to be a “Trump credit card” back in the 1990s. It was issued by First USA, which was formerly one of the largest credit card issuers in the United States. The company was eventually acquired by Banc One in mid-1997, and Chase took them over several years later in July 2004. […]

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Credit Card Reviews

Green from Amex: The American Express Green Card Reimagined

It’s been 50 years since the original Green Card was released to the public, and since then American Express has launched dozens of other, easily arguably better credit cards. Really, the old Green Card existed just to exist lately, and didn’t offer much relative to the many other options available to consumers these days. That […]

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Credit Card Reviews

Petal Card Review: Now Offers Cash Back Rewards for Paying on Time

From the company who was “sick of credit card companies” comes Petal, which the company believes will be “your new favorite credit card.” It’s the only credit card from the fledgling startup, but it promises to be different, and better than what you’ve come to expect from a piece of plastic. Who Is the Petal […]

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Credit Card Reviews

American Express Blue Cash Preferred Card Review: Now Earn 6X on Streaming, 3X on Rideshare

Beginning May 9th, the Blue Cash Preferred Card from American Express will come with two exciting new bonus categories that totally appeal to Millennials. To sweeten an already pretty decent credit card, Amex is adding 6X on select U.S. streaming subscriptions (assuming the likes of Netflix, Hulu, etc.) and 3X on transit, including popular rideshare […]

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Credit Card Reviews

Is the New Marriott Bonvoy Boundless Credit Card Right for You?

Chase has released its own Bonvoy credit card (formerly known as Marriott) to go up against the luxury offering currently available from American Express. The new credit card basically replaces the old Marriott Rewards card that Chase used to offer, which in the past came with 75,000 bonus points for spending $3,000. Bonvoy Boundless Offers […]

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Credit Help and Tips

Is the 3% Chase Freedom Unlimited Offer Good or Bad?

You may have heard (or read) that the Chase Freedom Unlimited now comes with 3% cash back for the entire first year, similar to the double points/miles Discover offers during year one via cashback match. The biggest difference between that Discover offer and the Chase offer is that it’s not unlimited, ironically, on the Chase […]

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Credit News

Capital One Finally Allowing Miles Transfers to Airlines

Well, it took some time, but Capital One miles are now actually miles, assuming you take advantage of their new option to transfer them to airline partners. Beginning in December, the credit card issuer will let Capital One cardholders transfer their miles to more than a dozen third-party airlines, with more carriers to come in […]