Pre-Approved Credit Card Offers Are Utter Nonsense

So you got a letter in the mail saying you were “pre-approved for a credit card.” Or an e-mail inviting you to apply for the latest credit card. You jump at the chance to get approved for a credit card and apply immediately assuming you’ll be given the thumbs up in a matter of seconds. … Continue reading “Pre-Approved Credit Card Offers Are Utter Nonsense”

How to Get Your Credit Card Annual Fee Refunded

There are plenty of folks out there who are down on credit cards, and even more who are down on credit cards with annual fees, for obvious reasons. But one perhaps lesser known fact about credit card annual fees is that they’re often refundable. Like other fees you might pay in advance, such as insurance … Continue reading “How to Get Your Credit Card Annual Fee Refunded”

How to Increase Your Discover Credit Limit in 30 Seconds

Discover is quickly becoming the most beloved credit card issuer out there because they’re so customer friendly. The ability to redeem any amount of cash back is awesome and unmatched! However, they also tend to be one of the most conservative credit card companies in terms of doling out credit card limits. For example, when … Continue reading “How to Increase Your Discover Credit Limit in 30 Seconds”

Citi ThankYou Preferred Card for College Students Isn’t Very Preferred

Students Should Shop Around So Citi launched a new credit card for college students aptly named the “Citi ThankYou Preferred Card for College Students.” Unfortunately, it doesn’t appear to live up to its name, and you can even blame Citi’s other credit card offerings for that. You see, it just isn’t a very good option … Continue reading “Citi ThankYou Preferred Card for College Students Isn’t Very Preferred”

Chip Cards Are Super Slow and Now Visa Is Trying to Fix That

If you’ve used a credit card lately, you’ve likely made the mistake of trying to swipe it (even though it has a magnetic stripe) because it also contains an EMV chip. I do it all the time and feel like a dummy, especially as a credit card blogger that should know better. It’s a sense … Continue reading “Chip Cards Are Super Slow and Now Visa Is Trying to Fix That”

How to Find Hidden Citi Credit Card Cash Back Offers

So Citi finally started offering cash back deals with select merchants you may visit, but they sure aren’t making them easy to find. For example, those with an American Express card know where to find Amex Offers. They’re right there on the main page when you log in to your credit card management page. The … Continue reading “How to Find Hidden Citi Credit Card Cash Back Offers”

Blispay Visa Offers No Interest and No Payments on Purchases Over $199 for 6 Months

The new “Blispay Visa Card,” issued by First Electronic Bank out of Utah, wants to completely change the credit card game. And yes, there’s only one “S” in their name, it’s not a typo. It’s a somewhat odd proposal but one that could certainly separate the Blispay Visa from the credit card crowd. Allow me … Continue reading “Blispay Visa Offers No Interest and No Payments on Purchases Over $199 for 6 Months”

Two New Charles Schwab Credit Cards from American Express Now Available

Are You an Existing Schwab Customer? Charles Schwab just released two new credit cards backed by American Express. If you have an eligible Charles Schwab brokerage account, you can apply for their new American Express co-branded credit cards. But before you do, let’s determine if they’re even worth applying for. For the record, an eligible … Continue reading “Two New Charles Schwab Credit Cards from American Express Now Available”

Chase Freedom Unlimited 1.5% Cash Back on Every Purchase

Chase Freedom Unlimited Cash Back In an effort to match products offered by rival credit card issuers, Chase is launching “Freedom Unlimited” to compete in the 1.5% cash back space. This will complement their existing Chase Freedom card, not replace it. The new offering will align it with the likes of Capital One Quicksilver and … Continue reading “Chase Freedom Unlimited 1.5% Cash Back on Every Purchase”

I Netted About $1,600 with Discover and Apple Pay

When the Apple Pay and Discover promotion first surfaced I got super excited. It was a chance to earn 23% cash back on virtually all shopping for a limited time. If you don’t remember or happened to miss it, the deal was basically 10% cash back or 10 miles per dollar spent when you used … Continue reading “I Netted About $1,600 with Discover and Apple Pay”