Chase Sapphire Reserve vs. Amex Platinum: Why There’s One Clear Winner Now

Credit card match-ups: “Chase Sapphire Reserve vs. Amex Platinum” You may have heard that the Amex Platinum underwent some major changes recently. If you haven’t, the biggest takeaways are the higher annual fee and the Digital Entertainment Credit. Amex Platinum will no longer charge cardholders $550 per year for the privilege of holding the card.… Continue reading Chase Sapphire Reserve vs. Amex Platinum: Why There’s One Clear Winner Now

The Most Expensive Credit Cards

Ever wonder what the rich and famous carry in their respective purses and wallets? I assume the most expensive credit cards available. Clearly they can’t lug around ordinary plastic cards or bags of cash, so how do they make all those super expensive purchases? Well, like everything else in life, there’s another level of luxury… Continue reading The Most Expensive Credit Cards

Credit Card Minimum Spend: 10+ Ways to Earn That Big Bonus

Credit card Q&A: “How to meet credit card minimum spend?” There are always lucrative credit card sign-up bonuses available. But in many cases, you’ve got to spend an awful lot of money to get rewarded. If you just got approved for the Amex Platinum, but don’t know how you’ll spend $6,000, read on… For some… Continue reading Credit Card Minimum Spend: 10+ Ways to Earn That Big Bonus

What Credit Score Do You Start With?

Credit score Q&A: “What credit score do you start with?” Questions related to credit scores are always difficult to answer because companies like FICO don’t reveal every detail of their complex and secretive scoring algorithms. Credit scores also happen to be very unique from consumer to consumer, with no two alike.  Kind of like snowflakes,… Continue reading What Credit Score Do You Start With?

Credit Line Increases Can Hurt and Help Your Credit Score

While it generally makes sense to raise credit lines periodically to increase your available credit and credit utilization, it can also backfire if you aren’t responsible. Some credit line increase requests count as hard credit inquiries, which will be documented on your credit report for two years, and count against your credit score for one… Continue reading Credit Line Increases Can Hurt and Help Your Credit Score