The Black American Express Credit Card

Credit cards don’t typically fall into the category of pop-culture, nor do they usually garner much attention aside from their basic functionality.

But one credit card has mystified consumers and the general public for years: “The Black American Express card”.

During the 1980s, many believed it was a hoax or simply urban legend, but it has since been confirmed by such media empires as the Wall Street Journal and Forbes.

However, the question remains whether it was created before or after rumors of such a credit card emerged.

The Black American Express credit card is actually referred to as the “Centurion Card”, and is offered by invitation only, usually to celebrities and business tycoons and the like.

It is the next level up (way up) from the platinum charge card offered by American Express, and is said to have no pre-set spending limit and a $2,500 annual fee, making it the most expensive credit card in the world.

It also costs $5,000 to enroll in the Centurion Card program, and supposedly you need to spend a minimum of $250,000 within 12 consecutive months to qualify for the program (along with a stellar credit score).

Benefits of the black credit card include complimentary upgrades on a variety of transatlantic flights, personal shoppers at high-end boutiques, free night stays at leading hotels worldwide, a personal concierge assigned to your account with a direct phone number and email address, bragging rights, and much more.

Mentions and appearances of black American Express credit cards have been made in popular TV shows such as “The OC” and “Real Housewives of Orange County”, as well as in the latest Bond flick, “Casino Royale”.

Musicians ranging from Paris Hilton to Kanye West and Jay-Z have also included the famed credit card in their song lyrics, firmly establishing its’ luxury appeal.

The largest purchase ever made with the Centurion credit card was said to be a private jet with a price tag around $30 million, but more common purchases include luxury automobiles, jewelry, and expensive furniture.

There are said to be about 10,000 Centurion credit cardholders worldwide, which begs the question, is an even more exclusive credit card necessary?

For us regular folk, there’s the Blue line…Check out the Blue Cash Everyday card, a fee-free credit card that offers up to 3% cash back!

Many of the American Express Blue credit cards come with no no annual fee, so why go for status when you can save money and take advantage of all the great benefits of being an American Express cardmember?