Credit Help and Tips

Credit help and tips.

3 Credit Scores

January 6, 2011 No Comments »

If you’re interested in knowing what your credit score is, keep in mind that there are actually “3 credit scores.” To be perfectly honest, there are more than three, if you factor in all the different credit score providers and ... Read More »

Does Salary Affect Credit Score?

January 4, 2011 No Comments »

Credit score Q&A: “Does salary affect credit score?” The short answer is no.  Your salary does not affect your credit score, as it doesn’t even show up on your credit report. And if something doesn’t show up on your credit ... Read More »

Why Credit Scores are Different?

December 1, 2010 No Comments »

Credit score Q&A: “Why credit scores are different?” In case you didn’t know, there are three 3 major credit bureaus, including Equifax, Experian, and TransUnion. And if you order a credit report that gives you all three credit scores (which ... Read More »

Kardashian Credit Card Looks to be Kancelled

November 29, 2010 No Comments »

The new “Kardashian credit card” or “Kardashian Kard,” which came under intense scrutiny after Connecticut Attorney General Richard Blumenthal issued a warning on Black Friday, appears to be a thing of the past. The official “Kardashian Prepaid MasterCard” website is ... Read More »

American Express Credit Limit Flexible

November 8, 2010 No Comments »

Just because you have a certain “credit limit” with American Express doesn’t mean your spending must stay below that level. American Express has a section on their website (once you log-in) under their “Customer Services” drop-down menu called “Check Spending ... Read More »

0% APR for 18 Months on Balance Transfers

October 21, 2010 No Comments »

If you’re looking to transfer some high-APR credit card debt, consider the latest offer from Discover. The Discover More credit card comes with “0% APR for 18 months on balance transfers” and 0% APR on purchases for six months. This ... Read More »

What Credit Score Do You Start With?

October 1, 2010 No Comments »

Credit score Q&A: “What credit score do you start with?” Questions related to credit scores are always difficult to answer because companies like Fico don’t reveal all their scoring algorithms. Credit scores also happen to be very unique from consumer ... Read More »

A Simple Way to Eliminate Credit Card Debt

September 27, 2010 No Comments »

There are a ton of different ways to eliminate credit card debt. And a ton of companies out there offering to “help you.” But many of these services generally require you to pay a fee or miss your minimum payments ... Read More »

Mortgage Rates and Credit Score

September 21, 2010 No Comments »

By now, you’ve probably seen or heard that mortgage rates are at or near record lows. While this is true, it doesn’t mean everyone out there qualifies for a record low mortgage rate. The low, low mortgage rates you see ... Read More »

What to Look for in a Credit Card?

September 14, 2010 No Comments »

Credit card Q%A: “What to look for in a credit card?” When shopping around for a credit card, there are a number of things you should keep your eye on to make sure you not only get what you’re looking ... Read More »