Skip to content
logo

The Truth About Credit Cards

Category: Credit Help and Tips

Master your credit card and credit score, all in one convenient place.

Your Credit Card Application Has Been Declined

denied

“We regret to inform you that after careful consideration we are unable to open an account for you at this time.” Heard that before? If so, you may be feeling down on your luck or in a panic to get another form of credit elsewhere. But before you freak out, think about why the credit… Continue reading Your Credit Card Application Has Been Declined

Published May 1, 2007
Categorized as Credit Help and Tips

Posts pagination

Newer posts Page 1 … Page 11

Search My Site

What’s In My Wallet

Bonvoy Brilliant (150k bonus points for $5k spending and Platinum Elite status)
World of Hyatt Biz Card (60k bonus points for $5k spending in first 3 months and Discoverist status)
Schwab Amex Platinum (60k sign-up bonus and 1.25 cents per point cash redemptions)
Fidelity Rewards Visa (2% cash back everywhere)
Chase Freedom (5% cash back rotating)
Discover it Card (5% cash back rotating)
Old Blue Cash (5% CB on gas, groceries, etc.)
Chase Ink Plus (80k bonus points, 5X on travel/cable/phone/internet/etc)
Capital One Venture X – 100k sign-up bonus, $300 annual travel credit, airport lounge access

About Me

I like to take advantage of everything credit cards have to offer, while also helping people use them more responsibly. Learn more about this site..

2025 Credit Card Cash Back Calendars for 5% Back

April 1st – June 30th, 2025

Chase Freedom cash back calendar:
5% cash back (on up to $1,500 in combined purchases) at Amazon and select streaming services.

Citi Dividend cash back calendar:
5% cash back (up to $300 cash back per calendar year) at Citi Travel and grocery stores.

Discover it cash back calendar: 5% cash back (on up to $1,500 in purchases) at grocery stores and wholesale clubs.

Best Credit Card Sign-Up Bonuses for 2025

Chase Ink Preferred: 100,000 bonus points when you spend $15,000 during the first 3 months from account opening.

Chase Sapphire Reserve: 90,000 bonus points when you spend $6,000 during the first 6 months from account opening (in-branch offer).

Amex Platinum: 125,000 bonus points when you spend $6,000 during the first 6 months from account opening.

Amex Gold: 90,000 Membership Rewards points after making $4,000 in purchases within 6 months of account opening.

Capital One Venture X: 75,000 miles after making $4,000 in purchases within first 3 months of account opening.

Citi ThankYou Premier Card: 80,000 ThankYou Points after making $4,000 in purchases within 3 months of account opening.

Credit Card Q&A

  • Are Credit Cards Recyclable?
  • Are Credit Cards with Annual Fees Worth It?
  • Can You Change Your Credit Card Due Date?
  • Credit Dictionary – Glossary of Key Terms
  • Debit or Credit? Which Should You Use?
  • Do You Need a Credit Card to Build Credit History?
  • How Are Credit Card Payments Applied to Balances?
  • How Many Credit Cards Should I Have?
  • Introductory APR: Why Do Credit Card Issuers Offer It?
  • Should You Pay Off Your Credit Card In Full?
  • What Are the Best Credit Cards to Use Abroad?
  • What Credit Card Approves Everyone?
  • What Credit Card Limit Can I Get?
  • What Credit Cards Do the Big Box Stores Accept?
  • What Do the Numbers on Your Credit Card Mean?
  • What Happens When You Miss a Credit Card Payment?
  • What Is Credit Card Churning?
  • What Is the Best Credit Card Available?
  • All Credit Card Help Topics
logo
Proudly powered by WordPress.