Does My Spouse’s Credit Affect Mine?

Credit score Q&A: “Does my spouse’s credit affect mine?” So you’ve got excellent credit, but your spouse’s credit isn’t so hot. Does this mean your spouse’s bad credit history will affect your pristine past? Not exactly. Just because you’re married or living together doesn’t mean your credit history is commingled, which may or may not … Continue reading “Does My Spouse’s Credit Affect Mine?”

Getting a Credit Card If You’re Under 21

In a few weeks, it will be a lot more difficult to get a credit card if you’re under the age of 21, at least, that’s the plan. The Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 (Credit Card Bill of Rights) will go into effect on February 22nd, and bring with it … Continue reading “Getting a Credit Card If You’re Under 21”

American Express Cards with No Annual Fee

I like American Express a lot, I don’t hide that fact. Their customer service is stellar, it’s easy to dispute fraudulent/bogus charges, and the rewards tend to be the best in the industry. Their credit cards also look really cool, and who doesn’t like to look cool? At the same time, a number of American … Continue reading “American Express Cards with No Annual Fee”

What Credit Score Do You Need a Rent an Apartment?

Credit Q&A: “What credit score do you need to rent an apartment?” Like all things credit, nothing is written in stone here, but obviously the higher the credit score the better (what is a good credit score?). Apartment shoppers should realize that not all landlords pull credit, but not bank on it. And even if … Continue reading “What Credit Score Do You Need a Rent an Apartment?”

Get Up to 70k Ultimate Rewards Points When You Apply for Chase Ink

It’s time for another credit card review, this time I’ll be looking at the Ink cards from Chase. This is actually a new credit card line from Chase reserved only for business owners, which the company says comes with business-sized credit limits. That means credit limits large enough to take care of major business purchases, … Continue reading “Get Up to 70k Ultimate Rewards Points When You Apply for Chase Ink”

What Credit Score Do You Need to Buy a Car?

More fundamental credit Q&A: “What credit score do you need to buy a car?” When it comes to buying or leasing a car, good credit is often a necessity, as most of us can’t just mosey down to the car dealership and buy a car outright. But there isn’t a specific credit score that you … Continue reading “What Credit Score Do You Need to Buy a Car?”

Chase Slate Credit Card Review – Get a No Fee Balance Transfer!

The “Chase Slate” credit card is popping up a lot on the Internet, so I thought I’d take a look at what this new credit card actually offers. Chase Slate Originally Pitched Blueprint Originally, the Chase Slate card was branded as a type of credit management card, using Chase’s Blueprint technology, which allowed cardholders to … Continue reading “Chase Slate Credit Card Review – Get a No Fee Balance Transfer!”

What Credit Card Has the Best Rewards?

Here’s a bit of a subjective question: “What credit card has the best rewards?” The answer to this question is easy. Drum roll please… The best credit card available is…the one that provides you with the most benefits. That’s it. We’re done. See you later. You can stop reading this now. Okay, I’m being dramatic, … Continue reading “What Credit Card Has the Best Rewards?”

Which Credit Card to Pay Off First?

And now the age old question. “Which credit card to pay off first?” Pay the Credit Card with the Highest APR First Well, the short and obvious answer would be to pay the credit card with the highest interest rate (APR). After all, your credit card with 21.99% APR is costing you more than your … Continue reading “Which Credit Card to Pay Off First?”

Are Credit Card Cash Rewards Taxable?

Another frequently asked question that comes up in the credit world: “Are credit card cash rewards taxable?” Often, this question heats up around April, right before taxes are due. And with all the cash back rewards credit cards around these days, it’s no wonder consumers are concerned that they may be taxed for things like … Continue reading “Are Credit Card Cash Rewards Taxable?”