Retailers May Soon Charge Fees for Those Who Use Credit Cards

Imagine this scenario. You visit your local supermarket to pick up your groceries for the week. The total bill is around $100, and when you whip out your trusty American Express card to complete the purchase, you’re told there will be a $3 surcharge. You’re immediately outraged and begin arguing with the clerk. They calmly… Continue reading Retailers May Soon Charge Fees for Those Who Use Credit Cards

Finally You Can Eat With Your Credit Cards, Literally

At first glance, the title of this post may sound a little misleading. And you might be thinking, hey, I’ve been buying lunch and dinner (and even breakfast) with my credit cards for decades. But that’s not what I’m talking about. I’m referring to credit card-like tools that actually transform into fork and knife when… Continue reading Finally You Can Eat With Your Credit Cards, Literally

Gender and Credit Card Habits: It’s Not Personal

Ever wonder how women and men manage their credit cards, and if there are any specific habits that one gender does more than the other? Well, there was a survey released about three weeks ago, which revealed that women pay higher interest rates on credit cards than men. The Financial Industry Regulatory Authority (FINRA) Foundation… Continue reading Gender and Credit Card Habits: It’s Not Personal

Study Suggests Rude People Have the Best Credit Scores

Ever heard the expression, “nice guys finish last?” Well, the same principle could be true about your credit scores. A new study from researchers at LSU, Texas Tech, and Northern Illinois University discovered an interesting correlation between personality and credit scores. Specifically, they found that those who are more disagreeable and downright rude have a… Continue reading Study Suggests Rude People Have the Best Credit Scores

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One in Five Believe the Ability to Speak English Determines Your Credit Score

File this under amazing, or perhaps inane. But a staggering 21.6 percent of those surveyed in a new Visa poll believe the ability to speak English can determine your credit score. The survey of credit score myths found a number of other misconceptions about credit scoring, with that perhaps the most ridiculous. What else seemed… Continue reading One in Five Believe the Ability to Speak English Determines Your Credit Score

The Visa Black Card Review

The new “Visa Black Card” was finally released. It is coined as “not just another piece of plastic,” both literally and figuratively, because it’s made out of carbon graphite, not the soft cheap plastic we’ve all become accustom to. Following in the footsteps of the infamous and rather elusive Black American Express card, the Visa… Continue reading The Visa Black Card Review