The Most Expensive Credit Cards

Ever wonder what the rich and famous carry in their respective purses and wallets?

Clearly they can’t lug around bags of cash, so how do they make all those super expensive purchases?

Well, like everything else in life, there’s another level of luxury you rarely hear about if you don’t run in that circle.

Let’s take a look at some of the more notable (and sizable) credit card annual fees that exist today.

American Express Black Card (Centurion Card)

This is the granddaddy of them all, the world’s most expensive credit card (barring a one-of-a-kind gold and diamond encrusted credit card that may be in existence).

The cost: $7,500

That initial cost includes a $5,000 upfront cost for enrollment, along with a $2,500 annual fee. Benefits include around the clock concierge service, personal shoppers, automatic upgrades, etc.

You can get tickets to the Superbowl, a table at the world’s most exclusive restaurant, and so on. All you have to do to qualify is spend $250,000 a year on a lower level American Express credit card to be considered.

Stratus White Card (US Bank)

Only one other credit card comes close to rivaling the cost and luxury of the Centurion card. And guess what?  It’s white.

The cost: $1,500

The Stratus Rewards credit card, also known as the “white card,” is an invite-only credit card that comes with concierge services, meet and greet airport pickups, security, private jet perks, and access to the inaccessible.

Citi Chairman American Express Card

You guessed it. The next most expensive credit card is also an American Express card, though it’s co-branded as a Citi credit card.

The cost: $500

This card has all the typical bells and whistles of a luxury credit card, including 24/7 concierge, airport lounge privileges, and so forth. But doesn’t share the notoriety of other credit cards in its class.

Visa Black Card

This is Visa’s answer to American Express’s black card. It comes with similar benefits, such as 24-hour concierge service and limited membership, along with 1% cash back on everything you charge.

The cost: $495

Oh, and the card isn’t made of plastic. It’s made of patent pending carbon, and comes with unlimited visits to more than 350 VIP airport lounges throughout the world.

American Express Platinum Card

Next up is the Amex Platinum card, which touts the same personal concierge service, complimentary airport club access, and access to exclusive, once in a lifetime events.

The cost: $450

This expensive charge card, which must be paid off in full each month, gives you access to invitation-only events, and a free first-class or business class companion airline ticket.

So there it is. Some of the world’s most expensive credit cards. As you can see, these serve more as entertainment value than anything else.

For most of us, we’ll probably never need or be able to afford/qualify for the credit cards mentioned above.

And with so many much more affordable options, there’s no reason to feel like you’re missing out.

You can still access many of the privileges offered by these credit cards via cheaper or even free options, so don’t fret.

Read more: Cash back credit cards with no annual fee.