Chase Slate No Fee Balance Transfer!
A huge credit card deal just got released today. For a limited time (it’s unknown how long), you can get your hands on a no ...Best Credit Cards to Use Abroad
So you’re thinking about traveling abroad. Sweet, but before you jump on that plane, there’s plenty to do to ensure you have a safe and ...What’s a Good APR for a Credit ...
Credit card Q&A: “What is a good APR for a credit card?” Everyone always want the best, the lowest, the cheapest, etc. It makes perfect ...Chase Sapphire vs. Chase Sapphire Preferred
These days it’s pretty common to see two versions of a certain credit card. The “preferred” version and the “classic” version. And perhaps one of ...Latest Posts
Always Keep At Least 3 Lines of Credit Open and Active
You probably don’t need another excuse to use your credit card, but keeping three lines of credit open and active is often a requirement by many mortgage lenders as a basic qualifying guideline (The requirement usually calls for a minimum ... Read More »
Bank of America Offering Credit Cards without Social Security Numbers
It was reported by the Wall Street Journal Tuesday that Bank of America will begin offering credit cards without the need for a social security number or credit history. The no credit history credit cards are likely aimed at illegal ... Read More »
Don’t Overextend Yourself with Large Credit Card Payments
Often when we get paid or come across a large sum of money, our first instinct is to pay off the credit card bill. While this isn’t necessarily a bad idea, it can lead to problems down the road if ... Read More »
Another Good Reason to Maintain Good Credit: Employment
While it isn’t necessarily a determining measure of your ability to work, employers will likely pull a credit report during the hiring process as part of the decision process. This is a standard procedure, and a part of the overall ... Read More »
JP Morgan Chase Becomes #1 Credit Card Issuer in the U.S.
After a solid 2006, JP Morgan Chase increased their credit-card portfolio by six-percent to edge out Bank of America as the number one credit card issuer in the United States. Bank of America had previously been the top issuer in ... Read More »
Always Use Credit Cards for Large (and Small) Purchases
If you’re thinking about buying that plasma screen, or perhaps going on a shopping spree, or even buying a cup of coffee, think credit card, not debit card. These days most consumers are issued debit cards from their primary banking ... Read More »
Credit Card Skimmer Scams
A few months back I was the victim of credit card fraud. Luckily the credit card issuer was hip to the scam, and I avoided any financial loss or hardship. But the bank did deactivate my credit card, and it ... Read More »
Periodically Raise Credit Card Limits
If you currently use credit cards, you need to know how to get the most out of them. One important tip that many credit card holders aren’t aware of is the ability to raise their credit limits. For every credit ... Read More »
Payments Apply to Low APR Balances First
Many consumers may not know this, but when they accrue credit card debt, the payments they make go towards low APR balances before higher ones. This is called negative payment hierarchy. In other words, if you use your credit card ... Read More »
