8 Ways to Meet Minimum Spending Requirements for Credit Card Bonuses Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year The Best Credit Cards to Use Abroad for Free! What’s a Good APR for a Credit Card? Chase Sapphire vs. Chase Sapphire Preferred

8 Ways to Meet Minimum Spending Requirements ...

There are always lucrative credit card sign-up bonuses on offer, but in many cases you’ve got to spend an awful lot of money to actually ...

Get at Least 5% Cash Back on ...

There are plenty of people out there who are against using plastic. I understand that it can get you into debt and cause you to ...

The Best Credit Cards to Use Abroad ...

So you’re thinking about traveling abroad.  Sweet, but before you jump on that plane, there’s plenty to do to ensure you have a safe and ...

What’s a Good APR for a Credit ...

Credit card Q&A: “What is a good APR for a credit card?” Everyone always want the best, the lowest, the cheapest, etc. It makes perfect ...

Chase Sapphire vs. Chase Sapphire Preferred

These days it’s pretty common to see two versions of a certain credit card. The “preferred” version and the “classic” version. And perhaps one of ...

Latest Posts

Chase Slate Credit Card Review – Get a No Fee Balance Transfer!

Chase Slate Credit Card Review – Get a No Fee Balance Transfer!
September 22, 2009

The “Chase Slate” credit card is popping up a lot on the Internet, so I thought I’d take a look at what this new credit card actually offers. It’s branded as a type of credit management card, using Chase’s Blueprint ... Read More »

More Credit Cards Going to Consumers with 760+ Credit Scores

More Credit Cards Going to Consumers with 760+ Credit Scores
September 21, 2009

So far this year, newly issued credit cards have increasingly been going to consumers with the highest credit scores. According to credit bureau Equifax, two in five new credit cards issued in 2009 went to consumers with credit scores of ... Read More »

Absolutely Free Credit Report with No Trial Required

Absolutely Free Credit Report with No Trial Required
September 16, 2009

If you’re looking for an “absolutely free credit report with no trial required,” there’s really only one place to go. The credit bureaus offer this type of free credit report with absolutely no strings attached at Annualcreditreport.com, as required by ... Read More »

What Credit Card Has the Best Rewards?

What Credit Card Has the Best Rewards?
September 2, 2009

Here’s a bit of a subjective question: “What credit card has the best rewards?” The answer to this question is easy. Drum roll please… The best credit card available is…the one that provides you with the most benefits. That’s it. ... Read More »

Which Credit Card to Pay Off First?

Which Credit Card to Pay Off First?
August 24, 2009

And now the age old question. “Which credit card to pay off first?” Pay the Credit Card with the Highest APR First Well, the short and obvious answer would be to pay the credit card with the highest interest rate ... Read More »

Are Credit Card Cash Rewards Taxable?

Are Credit Card Cash Rewards Taxable?
August 24, 2009

Another frequently asked question that comes up in the credit world: “Are credit card cash rewards taxable?” Often, this question heats up around April, right before taxes are due. And with all the cash back rewards credit cards around these ... Read More »

Should I Close My Credit Card?

Should I Close My Credit Card?
August 18, 2009

More credit Q&A: “Should I close my credit card?” So you’ve decided you don’t want your credit card anymore. You don’t use it and it just sits around in your wallet. Either that, or you’ve got spending habits that are ... Read More »

How Are Credit Card Minimum Payments Calculated?

How Are Credit Card Minimum Payments Calculated?
August 11, 2009

Let’s address the following timely question: “How are credit card minimum payments calculated?” Since the credit crunch hit, credit card minimum payment requirements have been going up as card issuers attempt to tighten their grip on borrowers’ spending habits. Instead ... Read More »

What Is an Excellent Credit Score?

What Is an Excellent Credit Score?
August 6, 2009

For those obsessed with their credit score, I’ll attempt to answer the age old question, “What is an excellent credit score?” For the record, we’re talking about FICO scores, which are far and away the most common and widely used ... Read More »

Which Credit Score Do Lenders Use?

Which Credit Score Do Lenders Use?
July 31, 2009

We all know it can be tough to achieve and maintain a healthy credit score, but the task becomes much more difficult knowing that there are numerous credit scores out there. For simplicity sake, there are three main credit scores ... Read More »