Chase Slate No Fee Balance Transfer!
A huge credit card deal just got released today. For a limited time (it’s unknown how long), you can get your hands on a no ...Best Credit Cards to Use Abroad
So you’re thinking about traveling abroad. Sweet, but before you jump on that plane, there’s plenty to do to ensure you have a safe and ...What’s a Good APR for a Credit ...
Credit card Q&A: “What is a good APR for a credit card?” Everyone always want the best, the lowest, the cheapest, etc. It makes perfect ...Chase Sapphire vs. Chase Sapphire Preferred
These days it’s pretty common to see two versions of a certain credit card. The “preferred” version and the “classic” version. And perhaps one of ...Latest Posts
Best Gas Rewards Credit Cards
So gas prices are continuing to rise, and it’s not even summer yet. Many experts see gas prices per gallon shooting up to over $4.00 which is nothing short of scary. It’s really getting to the point where we can’t ... Read More »
The Credit Score Black Market: Buying and Selling Trade Lines
You may have heard about companies that sell the credit history of others to consumers who have poor or limited credit. It’s referred to as “buying credit”, “renting credit”, or “adding seasoned tradelines”. These credit brokers target real estate professionals ... Read More »
Your Credit Card Application Has Been Declined
We regret to inform you that after careful consideration we are unable to open an account for you at this time. Heard that before? If so, you may be feeling down on your luck or in a panic to get ... Read More »
Wells Fargo Offers “Green” Credit Card Rewards to Ease Global Warming
Instead of cashing in credit card points for airline flights or gift certificates, why not donate money to renewable energy projects to make the Earth a cleaner, safer place for future generations? Assuming you’re that selfless, Wells Fargo is now ... Read More »
Why Credit Card Providers Offer Balance Transfers
You may have heard about the usefulness of credit card balance transfers, or perhaps questioned why credit card providers would offer such seemingly “sweet deals” and “free money”. But the fact of the matter is that nothing is free, and ... Read More »
Adding New Credit Will Increase Your Monthly Liabilities
Consumers are always looking for shortcuts to improve their credit scores in a hurry. When attempting to build credit for large purchases such as a mortgage, consumers often elect to add themselves to one or more credit accounts of a ... Read More »
Wells Fargo Introduces Home Rebate Credit Card
Sick of airline miles? Is your mortgage payment more than you can handle? If so, you may want to check out the new Wells Fargo credit card aimed at paying down mortgage principal. The credit card is not an entirely ... Read More »
Avoid Credit Inquiries When Requesting Higher Lines of Credit
As I mentioned in an earlier post, periodically raising credit lines is a good way to boost your overall available credit total and percentage, which over time will lead to a higher credit score and a larger amount of supportable ... Read More »
Order a Free Credit Report Long Before Searching for a Mortgage
If you’re thinking about buying a new home, or refinancing your current mortgage, don’t let another day go by without pulling your credit report. Organizing your credit profile is probably the most important aspect of the lending process, and one ... Read More »
Charitable Donations Using Credit Card Points Aren’t Tax Deductible
Some of the major credit card issuers such as American Express, Bank of America, and Citibank now offer donations to charity as a way to redeem points earned through the use of their credit cards. While this sounds like a ... Read More »
