Latest Posts
JP Morgan Chase Becomes #1 Credit Card Issuer in the U.S.
After a solid 2006, JP Morgan Chase increased their credit-card portfolio by six-percent to edge out Bank of America as the number one credit card issuer in the United States. Bank of America had previously been the top issuer in ... Read More »
Use Credit Cards for Automatic Billpay
You’ve probably seen, or are presently enrolled in an automatic billpay program with your cell phone, utility, or another monthly liability. It’s quite common to set up an automatic payment plan to pay bills on a monthly basis to avoid ... Read More »
Always Use Credit Cards for Large (and Small) Purchases
If you’re thinking about buying that plasma screen, or perhaps going on a shopping spree, or even buying a cup of coffee, think credit card, not debit card. These days most consumers are issued debit cards from their primary banking ... Read More »
Ex Bank of America VP Indicted on Credit Card Fraud
It seems credit card fraud can be found high and low these days as former Vice President of Bank of America Robert Conner was indicted on credit card fraud. According to court filings, former Bank of America VP Robert Conner ... Read More »
Credit Card Skimmer Scams
A few months back I was the victim of credit card fraud. Luckily the credit card issuer was hip to the scam, and I avoided any financial loss or hardship. But the bank did deactivate my credit card, and it ... Read More »
Free Credit Report, But No Free Credit Score
Most people have heard of the Fair Credit Reporting Act which entitles consumers to a free copy of their credit report once every 12 months from each of the three credit bureaus. However, many may not realize that their free ... Read More »
Is it Really Overdraft Protection?
A friend of mine recently had an overdrawn account with Wells Fargo, and though he had overdraft protection, he still ended up paying $10 for a cash advance from their overdraft account. What’s ironic is that even with overdraft protection ... Read More »
Don’t Close Credit Card Accounts While Building Credit
Be careful when it comes to closing revolving accounts, especially credit card accounts you’ve had for years. Those very credit card accounts contain credit history and increase your available credit percentage, two things that other creditors deem important when considering ... Read More »
Periodically Raise Credit Card Limits
If you currently use credit cards, you need to know how to get the most out of them. One important tip that many credit card holders aren’t aware of is the ability to raise their credit limits. For every credit ... Read More »
Don’t Choose Credit Cards for Their Reward Programs
When you’re in the market for a new credit card, you may be lured from one card to the next by special offers, low fees, and reward programs. But you should recognize that the most important factor in selecting your ... Read More »







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