Latest Posts
Be Wary of Credit Card Upgrades
At first glance, getting an exclusive invitation to a premium credit card may sound enticing, but make sure you read the fine print. Sometimes when I log-in to my various credit card issuers’ websites I get offers to be upgraded ... Read More »
The Black American Express Credit Card Really Exists
Credit cards don’t typically fall into the category of pop-culture, nor do they usually garner much attention aside from their basic functionality. But one credit card has mystified and amazed consumers and the general public for years: “The Black American ... Read More »
Another Great Reason to Use American Express
Most people know that American Express has solid customer service, which is one of the many reasons consumers choose to use their credit cards, but the way they handle credit card fraud and simple disputes is perhaps the most useful ... Read More »
Citibank Now Charges Balance Transfer Fee on Most Credit Cards
Citibank used to be the go-to credit card issuer for credit card balance transfers because of their lack of transfer fees, but it seems the cat is out of the bag. Gone are the days of 0% balance transfers with ... Read More »
Four Great Reasons to Order a Credit Report
It is advised that you check your credit report every three months or so, depending on how neurotic you are. Some people check it more, some much less, but either way, here are a few good reasons to order a ... Read More »
Best Gas Rewards Credit Cards
So gas prices are continuing to rise, and it’s not even summer yet. Many experts see gas prices per gallon shooting up to over $4.00 which is nothing short of scary. It’s really getting to the point where we can’t ... Read More »
The Credit Score Black Market: Buying and Selling Trade Lines
You may have heard about companies that sell the credit history of others to consumers who have poor or limited credit. It’s referred to as “buying credit”, “renting credit”, or “adding seasoned tradelines”. These credit brokers target real estate professionals ... Read More »
Your Credit Card Application Has Been Declined
We regret to inform you that after careful consideration we are unable to open an account for you at this time. Heard that before? If so, you may be feeling down on your luck or in a panic to get ... Read More »
Wells Fargo Offers “Green” Credit Card Rewards to Ease Global Warming
Instead of cashing in credit card points for airline flights or gift certificates, why not donate money to renewable energy projects to make the Earth a cleaner, safer place for future generations? Assuming you’re that selfless, Wells Fargo is now ... Read More »
Why Credit Card Providers Offer Balance Transfers
You may have heard about the usefulness of credit card balance transfers, or perhaps questioned why credit card providers would offer such seemingly “sweet deals” and “free money”. But the fact of the matter is that nothing is free, and ... Read More »













