8 Ways to Meet Minimum Spending Requirements for Credit Card Bonuses Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year The Best Credit Cards to Use Abroad for Free! What’s a Good APR for a Credit Card? Chase Sapphire vs. Chase Sapphire Preferred

8 Ways to Meet Minimum Spending Requirements ...

There are always lucrative credit card sign-up bonuses on offer, but in many cases you’ve got to spend an awful lot of money to actually ...

Get at Least 5% Cash Back on ...

There are plenty of people out there who are against using plastic. I understand that it can get you into debt and cause you to ...

The Best Credit Cards to Use Abroad ...

So you’re thinking about traveling abroad.  Sweet, but before you jump on that plane, there’s plenty to do to ensure you have a safe and ...

What’s a Good APR for a Credit ...

Credit card Q&A: “What is a good APR for a credit card?” Everyone always want the best, the lowest, the cheapest, etc. It makes perfect ...

Chase Sapphire vs. Chase Sapphire Preferred

These days it’s pretty common to see two versions of a certain credit card. The “preferred” version and the “classic” version. And perhaps one of ...

Latest Posts

Why Credit Card Regulations Are Worthless

Why Credit Card Regulations Are Worthless
December 22, 2009

The problem with imposing new rules on credit card issuers is their ability to quickly circumvent them and come up with new ways to make money. It’s quite evident if you look at what First Premier Bank, a subprime credit ... Read More »

Watch Out for Credit Card Inactivity Fees

Watch Out for Credit Card Inactivity Fees
December 15, 2009

By now, you’ve probably heard about credit card issuers paying customers to close their accounts in the wake of one of the worst credit collapses in history. But the latest move by card issuers is quite the opposite; some are ... Read More »

Salvation Army Now Accepting Credit Cards

Salvation Army Now Accepting Credit Cards
November 30, 2009

Another sign of the times folks… This year, the Salvation Army red kettles, often situated outside of department stores and supermarkets during the holiday season, will accept credit cards as a form of payment. No longer can you use the ... Read More »

Credit Card Interest Rates May be Capped at 16 Percent

Credit Card Interest Rates May be Capped at 16 Percent
November 25, 2009

House Rules Committee Chairman Louise M. Slaughter is reportedly working on legislation that would cap credit card interest rates at 16 percent. While 16 percent certainly isn’t low, it’s markedly better than the 30 percent interest rates tied to many ... Read More »

Watch Out for Post Transaction Offers Online

Watch Out for Post Transaction Offers Online
November 19, 2009

You just ordered a pizza online when a coupon appears before you, promising $10 off your next order. To snag the offer, all you have to do is hit “next” or “yes” or “continue.” Before you know it, you’ve signed ... Read More »

What Credit Score Do You Need a Rent an Apartment?

What Credit Score Do You Need a Rent an Apartment?
October 15, 2009

Credit Q&A: “What credit score do you need to rent an apartment?” Like all things credit, nothing is written in stone here, but obviously the higher the credit score the better (what is a good credit score?). Apartment shoppers should ... Read More »

Get Massive Sign-Up Bonuses When You Apply for Ink Cards from Chase

Get Massive Sign-Up Bonuses When You Apply for Ink Cards from Chase
October 7, 2009

It’s time for another credit card review, this time I’ll be looking at the Ink cards from Chase. This is actually a new credit card line from Chase reserved only for business owners, which the company says comes with business-sized ... Read More »

What Credit Score Do You Need to Buy a Car?

What Credit Score Do You Need to Buy a Car?
October 5, 2009

More fundamental credit Q&A: “What credit score do you need to buy a car?” When it comes to buying or leasing a car, good credit is often a necessity, as most of us can’t just mosey down to the car ... Read More »

No More American Express Gift Card Inactivity Fees

No More American Express Gift Card Inactivity Fees
October 1, 2009

Here’s some good news if you happen to have American Express gift cards in your purse or wallet. The credit card issuer said it will no longer charge the monthly service fees associated with the gift cards going forward. This ... Read More »

Credit Card Defaults Hit Record High in August

Credit Card Defaults Hit Record High in August
September 24, 2009

The credit card carnage is far from over, as evidenced by a recent report from credit rating agency Moody’s. Credit card defaults rose to a record high in August and delinquencies increased for the first time since March. Early-stage delinquencies, ... Read More »