8 Ways to Meet Minimum Spending Requirements for Credit Card Bonuses Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year The Best Credit Cards to Use Abroad for Free! What’s a Good APR for a Credit Card? Chase Sapphire vs. Chase Sapphire Preferred

8 Ways to Meet Minimum Spending Requirements ...

There are always lucrative credit card sign-up bonuses on offer, but in many cases you’ve got to spend an awful lot of money to actually ...

Get at Least 5% Cash Back on ...

There are plenty of people out there who are against using plastic. I understand that it can get you into debt and cause you to ...

The Best Credit Cards to Use Abroad ...

So you’re thinking about traveling abroad.  Sweet, but before you jump on that plane, there’s plenty to do to ensure you have a safe and ...

What’s a Good APR for a Credit ...

Credit card Q&A: “What is a good APR for a credit card?” Everyone always want the best, the lowest, the cheapest, etc. It makes perfect ...

Chase Sapphire vs. Chase Sapphire Preferred

These days it’s pretty common to see two versions of a certain credit card. The “preferred” version and the “classic” version. And perhaps one of ...

Latest Posts

New Fico Score to Include Authorized User Data

New Fico Score to Include Authorized User Data
August 11, 2008 No Comments »

Fair Isaac said recently that its new Fico Score 08 would include authorized user accounts, which should benefit millions of legitimate consumers who rely on such accounts to build a solid credit history. In an attempt to stamp out credit ... Read More »

Cut Credit Lines Kicking Credit Scores

Cut Credit Lines Kicking Credit Scores
July 7, 2008 No Comments »

It’s a bit of the a double whammy for the American consumer, if not a triple. First, American homeowners are watching helplessly as the equity is literally seeping out of their homes. And second, banks and mortgage lenders are cutting ... Read More »

Gas Stations Prefer Cash Over Credit

Gas Stations Prefer Cash Over Credit
July 1, 2008 No Comments »

As gas prices continue to rise, seemingly to no end, gas stations are beginning to favor cash over credit, offering incentives to customers who ditch the plastic. The reason behind this phenomenon is that gas stations, like any other merchant, ... Read More »

TransUnion to Offer Free Credit Monitoring to Millions

TransUnion to Offer Free Credit Monitoring to Millions
June 4, 2008 No Comments »

As part of a long-standing settlement, credit bureau TransUnion plans to offer millions of consumers free credit monitoring services. It’s the company’s way of saying sorry for all the marketing lists it sold with consumer data over the years, though ... Read More »

American Consumers in the Dark Regarding Finances

American Consumers in the Dark Regarding Finances
May 27, 2008 No Comments »

A new survey released by The Center for Economic and Entrepreneurial Literacy (CEEL) found that most Americans are in the dark when it comes to personal finance. The study found that a whopping 97 percent of respondents could not identify ... Read More »

Get More Gas For Your Buck Or Credit Card

Get More Gas For Your Buck Or Credit Card
May 5, 2008 No Comments »

This is a bit off topic considering I typically write about credit related news, but it still falls under the money saving scope of the site, so I thought I’d include it. I was sent an e-mail regarding the recent ... Read More »

Should Credit Card Issuers Nix Introductory Rates?

Should Credit Card Issuers Nix Introductory Rates?
April 29, 2008 No Comments »

With all the talk about credit card reform lately, I thought it was interesting that fundamental, yet problematic aspects of credit have seemingly been ignored. Sure two-cycle billing and arbitrary interest-rate increases are on the agenda, but are these issues ... Read More »

Thousands Denied Credit on a Daily Basis

Thousands Denied Credit on a Daily Basis
April 21, 2008 No Comments »

Ever wonder how many people are getting denied when applying for a credit card? Well, a new report issued by UK-based MoneyExpert.com found that roughly 18,000 applications are rejected by credit card issuers on a daily basis. That’s 3.24 million ... Read More »

Fed to Propose New Credit Card Rules

Fed to Propose New Credit Card Rules
April 18, 2008 No Comments »

The Federal Reserve is reportedly putting together its own rules to tackle unfair and misleading credit card practices, according to the Washington Post. Per the article, things like arbitrary interest-rate increases and two-cycle billing are on the agenda. Discover is ... Read More »

Wells Fargo Bumps Up ATM Fees

Wells Fargo Bumps Up ATM Fees
April 8, 2008 No Comments »

As the credit crunch carries on, banks and lenders are increasingly looking for ways to boost capital to offset rising losses. And one such popular way is by increasing fees, most banks bread and butter these days. So beginning last ... Read More »