Latest Posts
Better Have a Credit Card If You Plan to Rent a Car
If you’re thinking about taking a family trip this summer, or simply need to a rent a car for a business trip or, make sure you’ve got a credit card handy. If you show up to a Hertz or an ... Read More »
Credit Line Increases Can Hurt Your Credit Score
While it makes sense to raise credit lines periodically to increase your total credit line and available credit percentage, it can also backfire from time to time. Many credit line requests count as credit inquiries, which will likely be documented ... Read More »
Watch Out for Multiple Balance Transfer Fees
I got off the phone with a Citibank representative today after discussing credit card balance transfer offers at length. She informed me that making multiple balance transfer requests under one offer would result in multiple balance transfer fees. Now typically ... Read More »
Clear from American Express
If you’re looking for a simple credit card, check out the “American Express Clear” credit card. The credit card is aimed to be simple to use and understand, with no fees for anything, and 1% cash back on all purchases, ... Read More »
Nearly Half of Consumers Don’t Know Their Credit Score
Bankrate.com released data from a survey conducted earlier this month in which they used a random-digit-dialed phone to poll 1,004 adults 18 or older nationwide. The survey was carried out for Bankrate by GfK Roper Public Affairs & Media, using ... Read More »
Credit Card Limits on Gas Purchases?
You’ve probably never heard of it, and likely never had it happen to you either. Imagine pulling into a gas station, swiping your credit card and pumping your gas. After a few minutes the gas pump shuts off abruptly, though ... Read More »
Balance Transfers and Store Credit Cards
A couple of friends of mine moved into a new house a few years ago, and found themselves with a lot more space and not much to fill it. Their first instinct was to the upgrade the television. They had ... Read More »
Fair Isaac to End Credit Piggybacking Practice
Fair Isaac, the company behind the widely-used Fico score, has revealed that come September, people who are added as authorized users on existing credit cards will not benefit from past credit history associated with those cards. The move comes after ... Read More »
Make Large Purchases Early in Your Billing Cycle
If you generally pay off your entire credit card balance each month, but often have a tough time doing so, you may want to think about timing your credit card purchases. Credit cards have billing cycles, typically 30 days or ... Read More »
Use a Paper Shredder to Combat Identity Theft
We get loads of mail each and every day, most of it junk or solicitations. In a given week, most of us receive at least one or two credit card-related pieces of mail as well, making the threat of identity ... Read More »













