8 Ways to Meet Minimum Spending Requirements for Credit Card Bonuses Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year The Best Credit Cards to Use Abroad for Free! What’s a Good APR for a Credit Card? Chase Sapphire vs. Chase Sapphire Preferred

8 Ways to Meet Minimum Spending Requirements ...

There are always lucrative credit card sign-up bonuses on offer, but in many cases you’ve got to spend an awful lot of money to actually ...

Get at Least 5% Cash Back on ...

There are plenty of people out there who are against using plastic. I understand that it can get you into debt and cause you to ...

The Best Credit Cards to Use Abroad ...

So you’re thinking about traveling abroad.  Sweet, but before you jump on that plane, there’s plenty to do to ensure you have a safe and ...

What’s a Good APR for a Credit ...

Credit card Q&A: “What is a good APR for a credit card?” Everyone always want the best, the lowest, the cheapest, etc. It makes perfect ...

Chase Sapphire vs. Chase Sapphire Preferred

These days it’s pretty common to see two versions of a certain credit card. The “preferred” version and the “classic” version. And perhaps one of ...

Latest Posts

Chase Balance Transfer Fees Climbing to Five Percent

Chase Balance Transfer Fees Climbing to Five Percent
June 24, 2009

Chase has begun to raise credit card balance transfer fees to as much as five percent on some of its credit cards, according to Bloomberg. The move is the result of increased regulations and supposed costs related to new credit ... Read More »

What Credit Score Do You Need to Get a Credit Card?

What Credit Score Do You Need to Get a Credit Card?
June 15, 2009

A frequently asked question in the consumer credit realm tends to be, “what credit score do you need to get a credit card?” Unfortunately, the answer to this question isn’t one simple three-digit number, but rather a variable answer dependent ... Read More »

Cut Credit Lines Don’t Really Lower Credit Scores

Cut Credit Lines Don’t Really Lower Credit Scores
June 10, 2009

Cut credit lines aren’t impacting credit scores as much as some seem to think, according to a study by FICO. The creator of the FICO score, which studied credit scores between April and October of 2008, found that 16 percent ... Read More »

20 Million Credit Cards Were Closed Last Month

20 Million Credit Cards Were Closed Last Month
May 4, 2009

If you’re curious how bad it’s getting in the credit card world, a new report from credit bureau Equifax might be a pretty clear wake up call. Last month, banks closed a whopping 20 million credit card accounts, according to ... Read More »

Is ID Required for a Credit Card Purchase?

Is ID Required for a Credit Card Purchase?
April 27, 2009

Credit card Q&A: “Is ID required for a credit card purchase?” Credit card rules are often gray, what with the fact that multiple companies are operating in the same space. Then you’ve got the merchants’ own rules, which sometimes don’t ... Read More »

Bank of America Raising Interest Rates on Credit Cards with Balances

Bank of America Raising Interest Rates on Credit Cards with Balances
April 10, 2009

Bank of America has become the latest credit card issuer to impose higher interest rates on customers who opt to carry a balance. Beginning in June, account statements will reflect the higher rate, which will generally rise from the single-digits ... Read More »

Credit Cardholders’ Bill of Rights Summary

Credit Cardholders’ Bill of Rights Summary
April 6, 2009

The so-called “Credit Cardholders’ Bill of Rights” has been inching its way closer to President Obama’s desk, so let’s take a look at what it includes to protect consumers from the mighty credit card issuers. By the way, Manhattan Congresswoman ... Read More »

Chase to End Extra Fees for Those Carrying a Credit Card Balance

Chase to End Extra Fees for Those Carrying a Credit Card Balance
March 31, 2009

JP Morgan Chase has agreed to stop charging card holders a $10 monthly service fee that it added to approximately 300,000 of its customers’ accounts beginning in January. The bank has also refunded or plans to refund roughly $4.4 million ... Read More »

Paying Your Taxes with a Credit Card

Paying Your Taxes with a Credit Card
March 26, 2009

Tax season is upon us once more, and time is running out to get those completed returns to the IRS. For those of us who actually have to make a payment, as opposed to simply receiving a refund, that April ... Read More »

How Much Credit Is Actually Being Cut?

How Much Credit Is Actually Being Cut?
March 12, 2009

I’ve talked about credit lines being cut recently, as it’s all the rage right now, so it seems appropriate to take a closer look at some figures. Meredith Whitney, a CIBC analyst who has been branded the pessimist among financial ... Read More »