8 Ways to Meet Minimum Spending Requirements for Credit Card Bonuses Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year The Best Credit Cards to Use Abroad for Free! What’s a Good APR for a Credit Card? Chase Sapphire vs. Chase Sapphire Preferred

8 Ways to Meet Minimum Spending Requirements ...

There are always lucrative credit card sign-up bonuses on offer, but in many cases you’ve got to spend an awful lot of money to actually ...

Get at Least 5% Cash Back on ...

There are plenty of people out there who are against using plastic. I understand that it can get you into debt and cause you to ...

The Best Credit Cards to Use Abroad ...

So you’re thinking about traveling abroad.  Sweet, but before you jump on that plane, there’s plenty to do to ensure you have a safe and ...

What’s a Good APR for a Credit ...

Credit card Q&A: “What is a good APR for a credit card?” Everyone always want the best, the lowest, the cheapest, etc. It makes perfect ...

Chase Sapphire vs. Chase Sapphire Preferred

These days it’s pretty common to see two versions of a certain credit card. The “preferred” version and the “classic” version. And perhaps one of ...

Latest Posts

Are Credit Card Minimums Legal?

Are Credit Card Minimums Legal?
December 14, 2008

The other day I was walking in New York City, and because it was so blisteringly cold, I decided to grab a cup of hot coffee. I didn’t have any cash on me at the time, just a few credit ... Read More »

How a Cut Credit Line Can Lead to an Over-the-Limit Fee

How a Cut Credit Line Can Lead to an Over-the-Limit Fee
November 25, 2008

Here’s something new to watch out for in the credit card world. By now, it’s a fairly well known fact that credit card issuers are cutting credit lines, but doing so may be creating unintended consequences. Apparently, some card issuers ... Read More »

A Peak Inside the Chinese Credit Card Industry

A Peak Inside the Chinese Credit Card Industry
October 27, 2008

You may think it’s cruel when your credit card issuer charges you a late fee or an over-the-limit penalty, but imagine if your name was printed in the paper for all to see if you failed to pay your bills ... Read More »

American Express Is Cutting Credit Lines Based on Usage

American Express Is Cutting Credit Lines Based on Usage
October 8, 2008

American Express is getting tough on credit card holders in light of the ongoing economic downturn, according to a report by MSNBC. Apparently the credit card issuer is now factoring in where cardholders make purchases and where they got their ... Read More »

Don’t Call Your Credit Card Issuers

Don’t Call Your Credit Card Issuers
September 23, 2008

The heading of this post may seem a little odd, but it’s a well known fact inside the credit card industry that the minute you get a customer on the line, you’ve got a good chance of selling to them. ... Read More »

Is Credit Monitoring Worth It?

Is Credit Monitoring Worth It?
September 16, 2008

Another common credit-related question people often ask: “Is credit monitoring worth it?” Nowadays, it seems as if everyone is offering credit monitoring protection, from banks to credit card issuers to 3 major credit bureaus, but is it necessary? Sure these ... Read More »

JetBlue Just Says No to Cash

JetBlue Just Says No to Cash
September 9, 2008

Unlike gas stations these days, JetBlue airlines is seemingly averse to cash, at least according to their new policy. The airline is no longer accepting cash for in-flight purchases, even for items as cheap as one dollar, such as a ... Read More »

How to Stop Receiving Credit Card Offers

How to Stop Receiving Credit Card Offers
August 24, 2008

Credit card Q&A: “How to stop credit card offers.” Are you sick of receiving pesky credit card mailers seemingly every single day? I was, which is why after several grueling years I finally took action (yes, I procrastinated). After all, ... Read More »

One in Four College Students Graduates with $5,000 in Credit Card Debt

One in Four College Students Graduates with $5,000 in Credit Card Debt
August 20, 2008

A new survey conducted by TrueCredit.com and Zogby International found that one in four college students (23 percent) left college with more than $5,000 in credit card debt. One in 10 respondents noted that they owed more than $10,000 in ... Read More »

New Fico Score to Include Authorized User Data

New Fico Score to Include Authorized User Data
August 11, 2008

Fair Isaac said recently that its new Fico Score 08 would include authorized user accounts, which should benefit millions of legitimate consumers who rely on such accounts to build a solid credit history. In an attempt to stamp out credit ... Read More »