8 Ways to Meet Minimum Spending Requirements for Credit Card Bonuses Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year The Best Credit Cards to Use Abroad for Free! What’s a Good APR for a Credit Card? Chase Sapphire vs. Chase Sapphire Preferred

8 Ways to Meet Minimum Spending Requirements ...

There are always lucrative credit card sign-up bonuses on offer, but in many cases you’ve got to spend an awful lot of money to actually ...

Get at Least 5% Cash Back on ...

There are plenty of people out there who are against using plastic. I understand that it can get you into debt and cause you to ...

The Best Credit Cards to Use Abroad ...

So you’re thinking about traveling abroad.  Sweet, but before you jump on that plane, there’s plenty to do to ensure you have a safe and ...

What’s a Good APR for a Credit ...

Credit card Q&A: “What is a good APR for a credit card?” Everyone always want the best, the lowest, the cheapest, etc. It makes perfect ...

Chase Sapphire vs. Chase Sapphire Preferred

These days it’s pretty common to see two versions of a certain credit card. The “preferred” version and the “classic” version. And perhaps one of ...

Latest Posts

Does My Spouse’s Credit Affect Mine?

Does My Spouse’s Credit Affect Mine?
April 27, 2010

Credit score Q&A: “Does my spouse’s credit affect mine?” So you’ve got excellent credit, but your spouse’s credit isn’t so hot. Does this mean your spouse’s bad credit history will affect your pristine past? Not exactly. Just because you’re married ... Read More »

Capital One Pre-Qualified Credit Card Engine

Capital One Pre-Qualified Credit Card Engine
April 26, 2010

Capital One has taken a novel approach to the credit card game. Instead of simply asking consumers to apply for a credit card and hope they’re approved, the company has an engine to see if you’re already pre-qualified. All you ... Read More »

Chase to Issue Fewer Credit Cards Thanks to New Rules

Chase to Issue Fewer Credit Cards Thanks to New Rules
April 19, 2010

Chase plans to issue far fewer credit cards thanks to unfavorable changes tied to the recently passed CARD Act. The Credit Card Accountability Responsibility and Disclosure Act (CARD Act), which became law on February 22, prohibits arbitrary interest rate increases, ... Read More »

Equifax Credit Score Card

Equifax Credit Score Card
March 16, 2010

So I decided to check out the “Equifax Credit Score Card™” this morning. It’s a new service from credit bureau Equifax that provides a free quasi-credit score without the need for a credit card or trial sign-up. Yep, all you ... Read More »

Credit Card Act II

Credit Card Act II
March 4, 2010

Just weeks after the new credit card rules went into effect, the Federal Reserve has proposed new rules to counter moves made by credit card issuers in reaction to the first set of rules. Follow me? Okay good. See this ... Read More »

FTC Cracking Down on Free Credit Reports

FTC Cracking Down on Free Credit Reports
March 1, 2010

Beginning next month, websites that offer so-called “free credit reports” will need to add a disclosure atop the page so consumers don’t confuse them with the no-strings-attached credit reports offered from the government. By “free credit reports,” they mean those ... Read More »

Visa Only Payment Card Accepted at the Vancouver Olympics

Visa Only Payment Card Accepted at the Vancouver Olympics
February 17, 2010

I was watching the Winter Olympics this evening when a Visa commercial popped up, claiming it was the only payment card accepted at the Vancouver games. This seemed a bit strange, as it would make life difficult for those holding ... Read More »

American Express Zync Credit Card

American Express Zync Credit Card
February 4, 2010

The “American Express Zync credit card” was released recently, aimed at younger consumers who wish to pay their balance off in full each month (whether they like it or not!). Similar to many other American Express credit cards, it’s an ... Read More »

Getting a Credit Card If You’re Under 21

Getting a Credit Card If You’re Under 21
February 1, 2010

In a few weeks, it will be a lot more difficult to get a credit card if you’re under the age of 21, at least, that’s the plan. The Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 (Credit ... Read More »

The Cost of Credit Card Use

The Cost of Credit Card Use
January 20, 2010

Most of us don’t know the true cost of credit, we simply pay attention to what we’re paying in fees and finance charges. But the cost of goods and services increases as a result of credit card use, as merchants ... Read More »