8 Ways to Meet Minimum Spending Requirements for Credit Card Bonuses Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year The Best Credit Cards to Use Abroad for Free! What’s a Good APR for a Credit Card? Chase Sapphire vs. Chase Sapphire Preferred

8 Ways to Meet Minimum Spending Requirements ...

There are always lucrative credit card sign-up bonuses on offer, but in many cases you’ve got to spend an awful lot of money to actually ...

Get at Least 5% Cash Back on ...

There are plenty of people out there who are against using plastic. I understand that it can get you into debt and cause you to ...

The Best Credit Cards to Use Abroad ...

So you’re thinking about traveling abroad.  Sweet, but before you jump on that plane, there’s plenty to do to ensure you have a safe and ...

What’s a Good APR for a Credit ...

Credit card Q&A: “What is a good APR for a credit card?” Everyone always want the best, the lowest, the cheapest, etc. It makes perfect ...

Chase Sapphire vs. Chase Sapphire Preferred

These days it’s pretty common to see two versions of a certain credit card. The “preferred” version and the “classic” version. And perhaps one of ...

Latest Posts

American Express Paying Customers to Close Their Accounts

American Express Paying Customers to Close Their Accounts
February 24, 2009

In another sign of the times, credit card issuer American Express is supposedly paying customers to close their accounts. The company, now a bank holding company so it can take advantage of government TARP funds, is apparently offering $300 to ... Read More »

Chase Raises Minimum Payments on Credit Cards, Adds Fee

February 13, 2009

In an effort to crack down on consumers who hold large credit card balances, but don’t seem to make any progress in paying them off, Chase has upped credit card minimum payment requirements and added a related fee. The credit ... Read More »

Experian Based Fico Score No Longer Available

Experian Based Fico Score No Longer Available
February 9, 2009

You can kiss your triple credit score goodbye next week, at least when it comes to FICO scores. Beginning February 14, Experian will no longer offer its FICO-based credit score via MyFico.com, leaving only information from Equifax and TransUnion available ... Read More »

Credit Card Offers Evaporating

Credit Card Offers Evaporating
February 3, 2009

Economists have warned for a while now that the credit card industry would be the next to fold after the mortgage industry collapsed last year. The general logic being that without the ability to tap home equity, loads of borrowers ... Read More »

No More Free Fico Score for WaMu Credit Card Holders

No More Free Fico Score for WaMu Credit Card Holders
January 25, 2009

With all these bank mergers taking place, it’s becoming increasingly important to keep tabs on all your financial accounts so you know what’s what. The good news, for some, is that ATM fees are disappearing as fewer banks mean fewer ... Read More »

The Visa Black Card Review

The Visa Black Card Review
January 7, 2009

The new “Visa Black Card” was finally released. It is coined as “not just another piece of plastic,” both literally and figuratively, because it’s made out of carbon graphite, not the soft plastic we’ve all become accustom to. Following in ... Read More »

Are Credit Card Minimums Legal?

Are Credit Card Minimums Legal?
December 14, 2008

The other day I was walking in New York City, and because it was so blisteringly cold, I decided to grab a cup of hot coffee. I didn’t have any cash on me at the time, just a few credit ... Read More »

How a Cut Credit Line Can Lead to an Over-the-Limit Fee

How a Cut Credit Line Can Lead to an Over-the-Limit Fee
November 25, 2008

Here’s something new to watch out for in the credit card world. By now, it’s a fairly well known fact that credit card issuers are cutting credit lines, but doing so may be creating unintended consequences. Apparently, some card issuers ... Read More »

A Peak Inside the Chinese Credit Card Industry

A Peak Inside the Chinese Credit Card Industry
October 27, 2008

You may think it’s cruel when your credit card issuer charges you a late fee or an over-the-limit penalty, but imagine if your name was printed in the paper for all to see if you failed to pay your bills ... Read More »

American Express Is Cutting Credit Lines Based on Usage

American Express Is Cutting Credit Lines Based on Usage
October 8, 2008

American Express is getting tough on credit card holders in light of the ongoing economic downturn, according to a report by MSNBC. Apparently the credit card issuer is now factoring in where cardholders make purchases and where they got their ... Read More »