8 Ways to Meet Minimum Spending Requirements for Credit Card Bonuses Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year The Best Credit Cards to Use Abroad for Free! What’s a Good APR for a Credit Card? Chase Sapphire vs. Chase Sapphire Preferred

8 Ways to Meet Minimum Spending Requirements ...

There are always lucrative credit card sign-up bonuses on offer, but in many cases you’ve got to spend an awful lot of money to actually ...

Get at Least 5% Cash Back on ...

There are plenty of people out there who are against using plastic. I understand that it can get you into debt and cause you to ...

The Best Credit Cards to Use Abroad ...

So you’re thinking about traveling abroad.  Sweet, but before you jump on that plane, there’s plenty to do to ensure you have a safe and ...

What’s a Good APR for a Credit ...

Credit card Q&A: “What is a good APR for a credit card?” Everyone always want the best, the lowest, the cheapest, etc. It makes perfect ...

Chase Sapphire vs. Chase Sapphire Preferred

These days it’s pretty common to see two versions of a certain credit card. The “preferred” version and the “classic” version. And perhaps one of ...

Latest Posts

Chase to End Extra Fees for Those Carrying a Credit Card Balance

Chase to End Extra Fees for Those Carrying a Credit Card Balance
March 31, 2009

JP Morgan Chase has agreed to stop charging card holders a $10 monthly service fee that it added to approximately 300,000 of its customers’ accounts beginning in January. The bank has also refunded or plans to refund roughly $4.4 million ... Read More »

Paying Your Taxes with a Credit Card

Paying Your Taxes with a Credit Card
March 26, 2009

Tax season is upon us once more, and time is running out to get those completed returns to the IRS. For those of us who actually have to make a payment, as opposed to simply receiving a refund, that April ... Read More »

How Much Credit Is Actually Being Cut?

How Much Credit Is Actually Being Cut?
March 12, 2009

I’ve talked about credit lines being cut recently, as it’s all the rage right now, so it seems appropriate to take a closer look at some figures. Meredith Whitney, a CIBC analyst who has been branded the pessimist among financial ... Read More »

Card Issuers May Cut Your Credit Line as You Pay Off Your Balance

Card Issuers May Cut Your Credit Line as You Pay Off Your Balance
March 1, 2009

The following is a little warning one of my friendly readers shared with me, which I felt should be passed on to the rest of you visiting this blog. By now, we’ve all heard about folks like American Express cutting ... Read More »

Credit Card Comparison by Company

Credit Card Comparison by Company
February 26, 2009

I’ve already talked about the general pros and cons of credit cards, but now let’s look at some of the positive and negative attributes of individual card issuers and their related credit cards. American Express When I think about American ... Read More »

American Express Paying Customers to Close Their Accounts

American Express Paying Customers to Close Their Accounts
February 24, 2009

In another sign of the times, credit card issuer American Express is supposedly paying customers to close their accounts. The company, now a bank holding company so it can take advantage of government TARP funds, is apparently offering $300 to ... Read More »

Chase Raises Minimum Payments on Credit Cards, Adds Fee

February 13, 2009

In an effort to crack down on consumers who hold large credit card balances, but don’t seem to make any progress in paying them off, Chase has upped credit card minimum payment requirements and added a related fee. The credit ... Read More »

Experian Based Fico Score No Longer Available

Experian Based Fico Score No Longer Available
February 9, 2009

You can kiss your triple credit score goodbye next week, at least when it comes to FICO scores. Beginning February 14, Experian will no longer offer its FICO-based credit score via MyFico.com, leaving only information from Equifax and TransUnion available ... Read More »

Credit Card Offers Evaporating

Credit Card Offers Evaporating
February 3, 2009

Economists have warned for a while now that the credit card industry would be the next to fold after the mortgage industry collapsed last year. The general logic being that without the ability to tap home equity, loads of borrowers ... Read More »

No More Free Fico Score for WaMu Credit Card Holders

No More Free Fico Score for WaMu Credit Card Holders
January 25, 2009

With all these bank mergers taking place, it’s becoming increasingly important to keep tabs on all your financial accounts so you know what’s what. The good news, for some, is that ATM fees are disappearing as fewer banks mean fewer ... Read More »