Affirm Offers New Way to Pay for Those Who Don’t Like Credit Cards

A company by the name of Affirm is looking to shake up the way consumers pay for high-ticket items they would normally just charge to a credit card. Instead of swiping or dipping, individuals can get real-time financing for purchases during the checkout process. How Affirm Works For example, if a certain Millennial (I didn’t … Continue reading “Affirm Offers New Way to Pay for Those Who Don’t Like Credit Cards”

American Express Platinum Now Earns 5X on Airfare

In an effort to fend off the up and coming (or perhaps already top dog) Chase Sapphire Reserve credit card, American Express Platinum will now offer 5X Membership Rewards points on airfare. Specifically, you can earn 5X MR points on airfare booked directly with airlines and through American Express Travel. Previously, Amex Platinum only offered … Continue reading “American Express Platinum Now Earns 5X on Airfare”

Chase Sapphire Reserve Review: Get 100,000 Ultimate Rewards Points

If you’re looking to give your Ultimate Rewards point balance a serious boost, consider the red-hot “Chase Sapphire Reserve” credit card. It’s not longer just a rumor (now it’s a fact and you can apply today!), and I’ve got all the important details you need to know about before you fill in the application. Here’s … Continue reading “Chase Sapphire Reserve Review: Get 100,000 Ultimate Rewards Points”

Why Aren’t Credit Cards Instantly Approved?

It seems everyone wants things instantly, including approval for their newly applied for credit cards. But we aren’t always told right away if we’ve been approved or not, even if it’s a so-called pre-approved offer. While it’s frustrating not to receive the “Congratulations!” e-mail in your inbox within seconds of applying for a credit card, … Continue reading “Why Aren’t Credit Cards Instantly Approved?”

American Express Offering 10% Cash Back on Gas All Summer Long

We’ve all seen the rotating 5% cash back categories that often include gas stations, but how about 10% cash back instead? Well, when I logged onto one of my Amex accounts this morning I was greeted by a surprising offer. A full 10% cash back on gas all summer long. Specifically, you can earn up … Continue reading “American Express Offering 10% Cash Back on Gas All Summer Long”

Pre-Approved Credit Card Offers Are Utter Nonsense

So you got a letter in the mail saying you were “pre-approved for a credit card.” Or an e-mail inviting you to apply for the latest credit card. You jump at the chance to get approved for a credit card and apply immediately assuming you’ll be given the thumbs up in a matter of seconds. … Continue reading “Pre-Approved Credit Card Offers Are Utter Nonsense”

How to Get Your Credit Card Annual Fee Refunded

There are plenty of folks out there who are down on credit cards, and even more who are down on credit cards with annual fees, for obvious reasons. But one perhaps lesser known fact about credit card annual fees is that they’re often refundable. Like other fees you might pay in advance, such as insurance … Continue reading “How to Get Your Credit Card Annual Fee Refunded”

How to Increase Your Discover Credit Limit in 30 Seconds

Discover is quickly becoming the most beloved credit card issuer out there because they’re so customer friendly. The ability to redeem any amount of cash back is awesome and unmatched! However, they also tend to be one of the most conservative credit card companies in terms of doling out credit card limits. For example, when … Continue reading “How to Increase Your Discover Credit Limit in 30 Seconds”

Citi ThankYou Preferred Card for College Students Isn’t Very Preferred

Students Should Shop Around So Citi launched a new credit card for college students aptly named the “Citi ThankYou Preferred Card for College Students.” Unfortunately, it doesn’t appear to live up to its name, and you can even blame Citi’s other credit card offerings for that. You see, it just isn’t a very good option … Continue reading “Citi ThankYou Preferred Card for College Students Isn’t Very Preferred”

Chip Cards Are Super Slow and Now Visa Is Trying to Fix That

If you’ve used a credit card lately, you’ve likely made the mistake of trying to swipe it (even though it has a magnetic stripe) because it also contains an EMV chip. I do it all the time and feel like a dummy, especially as a credit card blogger that should know better. It’s a sense … Continue reading “Chip Cards Are Super Slow and Now Visa Is Trying to Fix That”