Chase Ultimate Rewards Points vs. Amex Membership Rewards

If you’re in the market for a new rewards credit card, you’ve probably compared options from Chase and American Express, as they offer the biggest sign-up bonuses out there. But their rewards points are very different, so you can’t just say one is offering more points and is therefore the better option. Instead, you need … Continue reading “Chase Ultimate Rewards Points vs. Amex Membership Rewards”

Good Time of Year to Apply for Credit Cards with Calendar Year Benefits

Did you know that fall is a great time to apply for a new credit card? If not, allow me to explain. Many credit cards these days come with an annual calendar year benefit, such as an airline credit or a travel credit. These benefits aren’t based on when your card anniversary is – rather, … Continue reading “Good Time of Year to Apply for Credit Cards with Calendar Year Benefits”

You Have to Opt-in to the Lounge Access with Chase Sapphire Reserve

Just wanted to throw out a Public Service Announcement (PSA) regarding the lounge benefit associated with Chase Sapphire Reserve. While you probably remember hearing about “complimentary airport lounge access” when you applied, you might be wondering how you enter the lounges. Do you just flash your metallic credit card and saunter through the door? Or … Continue reading “You Have to Opt-in to the Lounge Access with Chase Sapphire Reserve”

Sometimes Using the Wrong Credit Card Is the Right Choice

A while back, I applied for the Chase Marriott Rewards Premier Business card from Chase because it was offering a generous 100,000 points when I spent $3,000. That was a 25% premium over the current 80k offer, so I jumped on it, knowing I’d be able to use the points haul for a nice little … Continue reading “Sometimes Using the Wrong Credit Card Is the Right Choice”

USAA Limitless Visa: Earn 2.5% Cash Back on Every Purchase

We all know 2% cash back credit cards exist, and rotating 5% cash back categories are also widely available, though annoying because they’re capped and only good for three months. Maybe that’s why USAA is introducing something even better – a credit card that earns 2.5% cash back on every purchase. It’s apparently in beta … Continue reading “USAA Limitless Visa: Earn 2.5% Cash Back on Every Purchase”

American Express Offering 2X Rewards for Shop Small This Year

In past years, the American Express Shop Small promotion typically offered statement credits when you used your Amex at small businesses on a specified day. This was known as Small Business Saturday, which is set to take place on November 26th of this year. It was actually quite lucrative a couple years ago because they … Continue reading “American Express Offering 2X Rewards for Shop Small This Year”

Are You Better Off Paying Fees to Meet Minimum Credit Card Spend?

I’ve been working on some minimum spend lately, thanks to a new Chase Ink card and the Chase Sapphire Reserve. Those two cards mean I have to spend $9,000 in the span of 90 days, which can be a bit harrowing for some and a breeze for others. Once I was approved, and had yet … Continue reading “Are You Better Off Paying Fees to Meet Minimum Credit Card Spend?”

Chase Ink Business Preferred Review: 80k Sign-Up Bonus

News just broke of yet another new credit card from Chase, the “Chase Ink Business Preferred,” which is expected to be released later this year. It’s a new version of the existing Chase Ink card, so nothing too mind-blowing, just some important differences to take note of. In what sounds like an ode to the … Continue reading “Chase Ink Business Preferred Review: 80k Sign-Up Bonus”

An Easy Way to Earn 3,300 Bonus Amex Membership Rewards Points

Are you looking for a quick and easy way to earn a small handful of American Express Membership Rewards points? Well, look no further. There is a targeted (my guess) Amex Offer that gives you 1,000 MR points every time you spend $100 or more on your cell phone bill between now and January 1st, … Continue reading “An Easy Way to Earn 3,300 Bonus Amex Membership Rewards Points”