Get a Free Credit Report Without a Credit Card
Federal law has made it simple to get a free credit report without a credit card instantly, online.
That’s right; you don’t have to buy into those so-called “free credit report” gimmicks to get your hands on your credit report instantly.
Those companies promise free viewing of your credit report and credit score for a certain length of time, but require a credit card that will eventually be charged if you fail to cancel within the designated trial period.
If you head over to Annualcreditreport.com, they’ll provide a free credit report from all three credit bureaus for free, instantly online, without a credit card requirement.
All you need to do is fill out a short form, and then select the credit bureaus you would like to receive a credit report from.
It is recommended that you get all three reports, as information may vary across different credit bureaus.
The information on these reports is exactly what you’d receive if you paid for a credit report or signed up with a credit card for those “free trials.”
The only difference is a lack of credit score, though you can easily review your free credit report and determine where you stand (how to read your credit report).
If you have low account balances, no derogatory accounts, and a lengthy and well-rounded credit history, chances are your credit score will be quite high. Check out my credit score range for more on that.
If you do decide to get a free credit report via the site mentioned above, be careful as you navigate the credit bureau sites.
While they will provide a free credit report, they’ll also try to sell you their services; take your time and read the fine print to ensure you don’t accidentally sign up for their paid services if that’s not your intention.
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- Absolutely Free Credit Report with No Trial Required
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Posted Under: Credit Help Links