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	<title>The Truth About Credit Cards.com</title>
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	<link>http://www.thetruthaboutcreditcards.com</link>
	<description>Credit Help :: Credit Card Reviews :: Fix Your Credit for Free</description>
	<pubDate>Thu, 04 Mar 2010 20:28:45 +0000</pubDate>
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		<title>Credit Card Act II</title>
		<link>http://www.thetruthaboutcreditcards.com/credit-card-act-ii/</link>
		<comments>http://www.thetruthaboutcreditcards.com/credit-card-act-ii/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 19:35:55 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1138</guid>
		<description><![CDATA[
Just weeks after the new credit card rules went into effect, the Federal Reserve has proposed new rules to counter moves made by credit card issuers in reaction to the first set of rules.
Follow me?  Okay good.  See this is the problem when it comes to new regulations – they are quickly circumvented, [...]]]></description>
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		<title>FTC Cracking Down on Free Credit Reports</title>
		<link>http://www.thetruthaboutcreditcards.com/ftc-cracking-down-on-free-credit-reports/</link>
		<comments>http://www.thetruthaboutcreditcards.com/ftc-cracking-down-on-free-credit-reports/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 19:40:06 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1134</guid>
		<description><![CDATA[
Beginning next month, websites that offer so-called “free credit reports” will need to add a disclosure atop the page so consumers don&#8217;t confuse them with the no-strings-attached credit reports offered from the government.
By “free credit reports,” they mean those free trial credit reports that require you to sign up for an ongoing service; they&#8217;re only [...]]]></description>
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		<title>Discover Offering $50 Cash Back Bonus</title>
		<link>http://www.thetruthaboutcreditcards.com/discover-offering-50-cash-back-bonus/</link>
		<comments>http://www.thetruthaboutcreditcards.com/discover-offering-50-cash-back-bonus/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 19:52:41 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1127</guid>
		<description><![CDATA[
Discover is offering $50 cash back on their Discover® More® Card if you spend $599 in purchases during the first three months.
There&#8217;s no annual fee, and the card carries 0% APR for purchases for the first six months and 0% APR for balance transfers for the first year.
The standard APR will vary between 12.99% variable [...]]]></description>
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		<title>Best Borrowers Defaulting on Mortgage Over Credit Card</title>
		<link>http://www.thetruthaboutcreditcards.com/best-borrowers-defaulting-on-mortgage-over-credit-card/</link>
		<comments>http://www.thetruthaboutcreditcards.com/best-borrowers-defaulting-on-mortgage-over-credit-card/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 17:53:15 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1120</guid>
		<description><![CDATA[
It appears as if the best borrowers out there are defaulting on the mortgage more often than the credit card, according to an analysis from Fico, the creator of the heralded Fico score.
Last year, 0.3% of consumers with Fico scores between 760-789, quite high on the 300-850 score range, defaulted on real estate loans, compared [...]]]></description>
		<wfw:commentRss>http://www.thetruthaboutcreditcards.com/best-borrowers-defaulting-on-mortgage-over-credit-card/feed/</wfw:commentRss>
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		<title>Visa Only Payment Card Accepted at the Vancouver Olympics</title>
		<link>http://www.thetruthaboutcreditcards.com/visa-only-payment-card-accepted-at-the-vancouver-olympics/</link>
		<comments>http://www.thetruthaboutcreditcards.com/visa-only-payment-card-accepted-at-the-vancouver-olympics/#comments</comments>
		<pubDate>Thu, 18 Feb 2010 05:50:42 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1111</guid>
		<description><![CDATA[
I was watching the Winter Olympics this evening when a Visa commercial popped up, claiming it was the only payment card accepted at the Vancouver games.
This seemed a bit strange, as it would make life difficult for those holding MasterCard and American Express credit cards, not to mention out-of-towners and their random assortment of credit [...]]]></description>
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		<title>Making More than the Minimum Payment on Your Credit Card</title>
		<link>http://www.thetruthaboutcreditcards.com/making-more-than-the-minimum-payment-on-your-credit-card/</link>
		<comments>http://www.thetruthaboutcreditcards.com/making-more-than-the-minimum-payment-on-your-credit-card/#comments</comments>
		<pubDate>Wed, 10 Feb 2010 19:21:07 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit Help and Tips]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1100</guid>
		<description><![CDATA[
When the new credit card rules go into effect on February 22 (Credit Card Bill of Rights), perhaps one of the most exciting changes will be the way payments are allocated.
In the past, credit card issuers applied payments over the minimum payment to balances with the lowest APR because it worked in their favor.
Let&#8217;s look [...]]]></description>
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		<title>American Express Zync Credit Card</title>
		<link>http://www.thetruthaboutcreditcards.com/american-express-zync-credit-card/</link>
		<comments>http://www.thetruthaboutcreditcards.com/american-express-zync-credit-card/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 18:06:00 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1094</guid>
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The so-called “American Express Zync credit card” was released recently, aimed at younger consumers who wish to pay their balance off in full each month (whether they like it or not).
Like many other American Express credit cards, it&#8217;s an installment card (also referred to as a charge card) because the full balance must be paid [...]]]></description>
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		<title>Getting a Credit Card If You&#8217;re Under 21</title>
		<link>http://www.thetruthaboutcreditcards.com/getting-a-credit-card-if-youre-under-21/</link>
		<comments>http://www.thetruthaboutcreditcards.com/getting-a-credit-card-if-youre-under-21/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 18:51:36 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1088</guid>
		<description><![CDATA[
In a few weeks, it will be a lot more difficult to get a credit card if you&#8217;re under the age of 21, at least, that&#8217;s the plan.
The Credit Card Accountability, Responsibility, and Disclosure Act of 2009 (Credit Card Bill of Rights) will go into effect on February 22, and bring with it a number [...]]]></description>
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		<title>The Cost of Credit Card Use</title>
		<link>http://www.thetruthaboutcreditcards.com/the-cost-of-credit-card-use/</link>
		<comments>http://www.thetruthaboutcreditcards.com/the-cost-of-credit-card-use/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 22:44:24 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit Help and Tips]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1078</guid>
		<description><![CDATA[
Most of us don&#8217;t know the true cost of credit, we simply pay attention to what we&#8217;re paying in fees and finance charges.
But the cost of goods and services increases as a result of credit card use, as merchants need to pay fees to banks, credit card issuers, and other companies for the infrastructure, equipment, [...]]]></description>
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		<title>Credit Card Companies Waive Fees for Haiti Relief</title>
		<link>http://www.thetruthaboutcreditcards.com/credit-card-companies-waive-fees-for-haiti-relief/</link>
		<comments>http://www.thetruthaboutcreditcards.com/credit-card-companies-waive-fees-for-haiti-relief/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 19:18:50 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1074</guid>
		<description><![CDATA[
All of the major credit card companies have announced they will not charge the usual transaction fees for certain donations made toward relief efforts in Haiti.
Visa, MasterCard, American Express, and Discover have all separately announced the waiving of interchange fees, typically between one to three percent of a given transaction.
So instead of charities like the [...]]]></description>
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