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	<title>The Truth About Credit Cards.com</title>
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	<link>http://www.thetruthaboutcreditcards.com</link>
	<description>Credit Card Help :: Credit Card Reviews :: Fix Your Credit for Free</description>
	<pubDate>Tue, 31 Aug 2010 22:38:23 +0000</pubDate>
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		<title>How Often to Check Your Credit Report?</title>
		<link>http://www.thetruthaboutcreditcards.com/how-often-to-check-your-credit-report/</link>
		<comments>http://www.thetruthaboutcreditcards.com/how-often-to-check-your-credit-report/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 22:38:23 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit Help and Tips]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1347</guid>
		<description><![CDATA[
Credit Q&#38;A: “How often to check your credit report?”
Credit reporting seems to be all the rage these days, now that a ton of companies have realized how profitable the fear of the unknown can be.
Now don&#8217;t get me wrong – staying on top of your credit history is extremely important, especially when it comes time [...]]]></description>
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		<title>Top 10 Credit Card Companies</title>
		<link>http://www.thetruthaboutcreditcards.com/top-10-credit-card-companies/</link>
		<comments>http://www.thetruthaboutcreditcards.com/top-10-credit-card-companies/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 18:03:01 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1343</guid>
		<description><![CDATA[
As of the end of February, there were 576 million credit cards in circulation in the United States alone, according to CNBC.
And US consumer revolving debt was $864.4 billion as of the beginning of the year, with 98% of it tied to credit card debt.
So who are the top issuers of all these credit cards?
Well, [...]]]></description>
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		<title>Credit Card Rates Highest Since 2001</title>
		<link>http://www.thetruthaboutcreditcards.com/credit-card-rates-highest-since-2001/</link>
		<comments>http://www.thetruthaboutcreditcards.com/credit-card-rates-highest-since-2001/#comments</comments>
		<pubDate>Mon, 23 Aug 2010 19:04:20 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1340</guid>
		<description><![CDATA[
Yesterday, the latest set of new credit card rules went into effect.  Among other things, they ban inactivity fees and limit credit card late fees to $25.
While it&#8217;s seemingly good news for consumers, the rules will clearly cost credit card issuers dearly.
And in an effort to offset those losses, interest rates on credit cards [...]]]></description>
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		<title>How Do Credit Card Companies Make Money?</title>
		<link>http://www.thetruthaboutcreditcards.com/how-do-credit-card-companies-make-money/</link>
		<comments>http://www.thetruthaboutcreditcards.com/how-do-credit-card-companies-make-money/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 20:39:26 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit Help and Tips]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1330</guid>
		<description><![CDATA[
Credit card Q&#38;A: “How do credit card companies make money?”
Credit card companies make money in a variety of different ways.  The first and most obvious way is via consumer-related fees.
We&#8217;ve all paid late fees, over-the-limit fees, and so forth.  Credit card companies make a ton by charging fees for all types of different [...]]]></description>
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		<item>
		<title>Credit Report vs Credit Score</title>
		<link>http://www.thetruthaboutcreditcards.com/credit-report-vs-credit-score/</link>
		<comments>http://www.thetruthaboutcreditcards.com/credit-report-vs-credit-score/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 00:16:53 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit Help and Tips]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1325</guid>
		<description><![CDATA[
All this credit stuff can get pretty complicated.
But two things you should have a handle on are credit reports and credit scores. Each are important in their own right, and both are necessary to assess your overall standing as a consumer.
While the pair certainly overlap, they are two entirely different things.
Credit Reports
A credit report contains [...]]]></description>
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		<title>Cell Phone Looks to Replace Credit Cards</title>
		<link>http://www.thetruthaboutcreditcards.com/cell-phone-looks-to-replace-credit-cards/</link>
		<comments>http://www.thetruthaboutcreditcards.com/cell-phone-looks-to-replace-credit-cards/#comments</comments>
		<pubDate>Wed, 04 Aug 2010 19:48:05 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1322</guid>
		<description><![CDATA[
AT&#38;T, Verizon, and T-Mobile are looking to replace the one billion outstanding credit cards in the United States with smartphones, according to sources familiar with the matter, who informed Bloomberg of their plan.
The system could possibly rely on Discover and British banking giant Barclays, allowing consumers to pay for items with a contactless wave of [...]]]></description>
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		<title>How Many Credit Inquiries is Too Many?</title>
		<link>http://www.thetruthaboutcreditcards.com/how-many-credit-inquiries-is-too-many/</link>
		<comments>http://www.thetruthaboutcreditcards.com/how-many-credit-inquiries-is-too-many/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 20:01:33 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit Help and Tips]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1317</guid>
		<description><![CDATA[
Credit Q&#38;A: “How many credit inquiries is too many?”
Though most credit score questions are hard to nail down, thanks in part to the cryptic nature of credit scoring, we can get some hints if we look at certain data.
First things first, there are two types of credit inquiries.  Hard and soft.
Hard credit inquiries involve [...]]]></description>
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		<title>Credit Karma Review</title>
		<link>http://www.thetruthaboutcreditcards.com/credit-karma-review/</link>
		<comments>http://www.thetruthaboutcreditcards.com/credit-karma-review/#comments</comments>
		<pubDate>Wed, 28 Jul 2010 20:05:59 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit Help and Tips]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1307</guid>
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So I decided to give Credit Karma a whirl, considering they proclaim to be the providers of absolutely free credit scores and credit reports without the need for a credit card.
To sign up, you simply need to come up with a screen name and password, and then fill in some basic information, including address, phone [...]]]></description>
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		<item>
		<title>How to Pay Off Credit Card Debt</title>
		<link>http://www.thetruthaboutcreditcards.com/how-to-pay-off-credit-card-debt/</link>
		<comments>http://www.thetruthaboutcreditcards.com/how-to-pay-off-credit-card-debt/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 18:25:26 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit Help and Tips]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1303</guid>
		<description><![CDATA[
Credit card Q&#38;A: “How to pay off credit card debt?&#8221;
There are several ways to pay off credit card debt, but perhaps the best method is to transfer existing balances to low interest credit cards, or even better, a 0% APR credit card.
By doing so, you&#8217;ll be able to lower the APR tied to the balance(s), [...]]]></description>
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		<item>
		<title>FHA Credit Score to Rise</title>
		<link>http://www.thetruthaboutcreditcards.com/fha-credit-score-to-rise/</link>
		<comments>http://www.thetruthaboutcreditcards.com/fha-credit-score-to-rise/#comments</comments>
		<pubDate>Wed, 21 Jul 2010 21:02:21 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1297</guid>
		<description><![CDATA[
The Federal Housing Authority (FHA) recently proposed a number of tweaks to its flagship home loan program, including some significant credit scoring changes.
In order to better manage risk and continue supporting the fragile U.S. housing market, the FHA will require a minimum Fico score of 500 once the changes are accepted and ultimately implemented.
Prior to [...]]]></description>
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