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	<title>The Truth About Credit Cards.com</title>
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	<link>http://www.thetruthaboutcreditcards.com</link>
	<description>Credit Help &#124; Fix Your Credit Yourself</description>
	<pubDate>Fri, 05 Feb 2010 05:25:48 +0000</pubDate>
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		<title>American Express Zync Credit Card</title>
		<link>http://www.thetruthaboutcreditcards.com/american-express-zync-credit-card/</link>
		<comments>http://www.thetruthaboutcreditcards.com/american-express-zync-credit-card/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 18:06:00 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1094</guid>
		<description><![CDATA[
The so-called “American Express Zync credit card” was released recently, aimed at younger consumers who wish to pay their balance off in full each month (whether they like it or not).
Like many other American Express credit cards, it&#8217;s an installment card (also referred to as a charge card) because the full balance must be paid [...]]]></description>
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		<title>Getting a Credit Card If You&#8217;re Under 21</title>
		<link>http://www.thetruthaboutcreditcards.com/getting-a-credit-card-if-youre-under-21/</link>
		<comments>http://www.thetruthaboutcreditcards.com/getting-a-credit-card-if-youre-under-21/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 18:51:36 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1088</guid>
		<description><![CDATA[
In a few weeks, it will be a lot more difficult to get a credit card if you&#8217;re under the age of 21, at least, that&#8217;s the plan.
The Credit Card Accountability, Responsibility, and Disclosure Act of 2009 (Credit Card Bill of Rights) will go into effect on February 22, and bring with it a number [...]]]></description>
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		<title>The Cost of Credit Card Use</title>
		<link>http://www.thetruthaboutcreditcards.com/the-cost-of-credit-card-use/</link>
		<comments>http://www.thetruthaboutcreditcards.com/the-cost-of-credit-card-use/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 22:44:24 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit Help and Tips]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1078</guid>
		<description><![CDATA[
Most of us don&#8217;t know the true cost of credit, we simply pay attention to what we&#8217;re paying in fees and finance charges.
But the cost of goods and services increases as a result of credit card use, as merchants need to pay fees to banks, credit card issuers, and other companies for the infrastructure, equipment, [...]]]></description>
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		<title>Credit Card Companies Waive Fees for Haiti Relief</title>
		<link>http://www.thetruthaboutcreditcards.com/credit-card-companies-waive-fees-for-haiti-relief/</link>
		<comments>http://www.thetruthaboutcreditcards.com/credit-card-companies-waive-fees-for-haiti-relief/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 19:18:50 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1074</guid>
		<description><![CDATA[
All of the major credit card companies have announced they will not charge the usual transaction fees for certain donations made toward relief efforts in Haiti.
Visa, MasterCard, American Express, and Discover have all separately announced the waiving of interchange fees, typically between one to three percent of a given transaction.
So instead of charities like the [...]]]></description>
		<wfw:commentRss>http://www.thetruthaboutcreditcards.com/credit-card-companies-waive-fees-for-haiti-relief/feed/</wfw:commentRss>
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		<title>Income to Be Used for Credit Card Approvals</title>
		<link>http://www.thetruthaboutcreditcards.com/income-to-be-used-for-credit-card-approvals/</link>
		<comments>http://www.thetruthaboutcreditcards.com/income-to-be-used-for-credit-card-approvals/#comments</comments>
		<pubDate>Wed, 13 Jan 2010 20:59:29 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1070</guid>
		<description><![CDATA[
Your income may become a more important factor in determining whether you&#8217;ll be approved for a credit card, according to a post in the WSJ.
The paper said beginning in February, credit card companies will be required (Credit Card Bill of Rights) to consider an applicant&#8217;s income or assets/current debt before extending credit to ensure consumers [...]]]></description>
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		<title>American Express Cards With No Annual Fee</title>
		<link>http://www.thetruthaboutcreditcards.com/american-express-cards-with-no-annual-fee/</link>
		<comments>http://www.thetruthaboutcreditcards.com/american-express-cards-with-no-annual-fee/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 00:32:04 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit Help and Tips]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1066</guid>
		<description><![CDATA[
I like American Express a lot, I don&#8217;t hide that fact.  Their customer service is stellar, it&#8217;s easy to dispute fraudulent/bogus charges, and the rewards tend to be the best in the industry.
Their credit cards also look cool, and who doesn&#8217;t like to look cool?
At the same time, a number of American Express credit [...]]]></description>
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		<title>Why Credit Card Regulations are Worthless</title>
		<link>http://www.thetruthaboutcreditcards.com/why-credit-card-regulations-are-worthless/</link>
		<comments>http://www.thetruthaboutcreditcards.com/why-credit-card-regulations-are-worthless/#comments</comments>
		<pubDate>Tue, 22 Dec 2009 19:21:48 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1039</guid>
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The problem with imposing new rules on credit card issuers is their ability to quickly circumvent them and come up with new ways to make money.
It&#8217;s quite evident if you look at what First Premier Bank, a subprime credit card issuer, has done recently to skirt the impending rule changes set to take effect on [...]]]></description>
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		<title>Watch Out for Credit Card Inactivity Fees</title>
		<link>http://www.thetruthaboutcreditcards.com/watch-out-for-credit-card-inactivity-fees/</link>
		<comments>http://www.thetruthaboutcreditcards.com/watch-out-for-credit-card-inactivity-fees/#comments</comments>
		<pubDate>Tue, 15 Dec 2009 23:48:01 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1033</guid>
		<description><![CDATA[
By now, you&#8217;ve probably heard about credit card issuers paying customers to close their accounts in the wake of one of the worst credit collapses in history.
But the latest move by card issuers is quite the opposite; some are charging customers inactivity fees for dormant credit card accounts.
That&#8217;s right, if you fail to use your [...]]]></description>
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		<title>Are Credit Cards Bad?</title>
		<link>http://www.thetruthaboutcreditcards.com/are-credit-cards-bad/</link>
		<comments>http://www.thetruthaboutcreditcards.com/are-credit-cards-bad/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 00:04:11 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit Help and Tips]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1027</guid>
		<description><![CDATA[
Consumer credit question: “Are credit cards bad?”
Well, an article in the Baltimore Sun pointed out that consumers who use credit cards instead of cash spend more.
Specifically, the paper highlighted a recent study of fast-food restaurants, which revealed that customers using credit cards spent 50-100% more than those paying with cash.
While the general idea isn&#8217;t a [...]]]></description>
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		<title>Salvation Army Now Accepting Credit Cards</title>
		<link>http://www.thetruthaboutcreditcards.com/salvation-army-now-accepting-credit-cards/</link>
		<comments>http://www.thetruthaboutcreditcards.com/salvation-army-now-accepting-credit-cards/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 23:01:00 +0000</pubDate>
		<dc:creator>thetrut2</dc:creator>
		
		<category><![CDATA[Credit News]]></category>

		<guid isPermaLink="false">http://www.thetruthaboutcreditcards.com/?p=1024</guid>
		<description><![CDATA[
Another sign of the times folks&#8230;
This year, the Salvation Army red kettles, often situated outside of department stores and supermarkets during the holiday season, will accept credit cards as a form of payment.
No longer can you use the excuse, “I don&#8217;t have any cash on me, just my credit cards.”
Many of the signature red collection [...]]]></description>
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