Welcome to the credit archives page. If you’re looking for an old post, you’ll find it here. If you simply want to read more about credit, credit repair, or credit cards, feel free to search through the old posts until you find something of interest.
June 2013 (3)
Detailed Monthly Archive
- 14: Living Without a Credit Card? Bad Idea: Here’s Why (0)
- 10: Are Credit Cards Recyclable? (0)
- 03: Check Out the Credit Card-Sized Pocket Tripod for iPhone (0)
May 2013 (7)
Detailed Monthly Archive
- 28: A List of Celebrity Credit Cards (0)
- 20: Do Consumers with More Credit Cards Have Higher Credit Scores? (0)
- 16: Square Stand Looks to Replace the Traditional Cash Register (0)
- 08: New Chase AARP Credit Card Launched: 3% Cash Back on Gas and Restaurants (0)
- 07: Float Looks to Supplant Credit Cards (0)
- 03: Don’t Commingle Your Purchases and Balance Transfers (0)
- 01: Getting a Credit Card If You Rely on a Spouse’s Income (0)
April 2013 (6)
Detailed Monthly Archive
- 30: Statement Balance vs. Account Balance (0)
- 29: Watch Out for No Fee Balance Transfers with Sky-High APR (0)
- 16: Priceline Rewards Credit Card Review (0)
- 15: How Are Credit Card Payments Applied to Balances? (0)
- 09: Are Credit Card Payments Tax Deductible? (0)
- 02: Glyph Review: App Tells You Which Credit Card to Use (0)
March 2013 (8)
Detailed Monthly Archive
- 27: What Do the Numbers on Your Credit Card Mean? (0)
- 26: The Average Age of Open Credit Lines Is Extremely Important! (0)
- 19: Wells Fargo: Use Your Credit Card or We’ll Cut Your Limit (0)
- 13: The Citi Prestige Card Review: $400 Gets You What Exactly? (0)
- 11: VantageScore 3.0 Goes Head to Head with FICO Score (0)
- 06: BankAmericard Better Balance Rewards Review (0)
- 06: Ohio Credit Union Offering a No Fee Balance Transfer (0)
- 04: What Credit Cards Do the Big Box Stores Accept? (0)
February 2013 (4)
Detailed Monthly Archive
- 27: Introducing ChargeCard: The USB Charger the Size of a Credit Card (0)
- 19: One in Four Credit Reports Contain Errors! (0)
- 14: Virgin America Visa Signature Credit Card Review (0)
- 06: When Are Credit Reports and Credit Scores Updated? (0)
January 2013 (13)
Detailed Monthly Archive
- 31: For Most Consumers a Credit Card Is Their First Line of Credit (0)
- 29: Amex Premier Rewards Gold Card Review (0)
- 29: American Express Green Card vs. Gold Card (0)
- 24: Warning: Credit Card Surcharges Start Sunday! (0)
- 23: Changing Your Credit Card Due Date (0)
- 16: BillMyParents SpendSmart MasterCard: Good for Your Teen? (0)
- 10: Bync Review: Get Personalized Deals When You Sync Your Credit Cards (0)
- 10: Dynamics ePlate Credit Card Review (0)
- 09: FreeCreditScore.com Review: An Experian Company (0)
- 08: If You Drive a Volvo, You Probably Have Good Credit (0)
- 04: Capital One Deals for App Users (0)
- 03: The Discover it Credit Card Review: Big on Customer Service (0)
- 02: Now You Can Buy a Real Gold Bar the Size of a Credit Card (0)
December 2012 (6)
Detailed Monthly Archive
- 20: Introducing the Apple Credit Card? Finally! (0)
- 18: PenFed Defender Amex Review: A Great Deal for Those Who Serve (0)
- 17: BankAmeriDeals: Earn Cash Back with Debit or Credit (0)
- 11: Sync Your American Express Card with Twitter for Great Deals (0)
- 07: Barclaycard Arrival World MasterCard Joins Travel Rewards Fray (0)
- 03: Citi Price Rewind: Not As Simple As It Sounds (0)
November 2012 (5)
Detailed Monthly Archive
- 28: Mobile Gift Cards the Next Hottest Trend (0)
- 27: The Citi AAdvantage Credit Card: Earn Up to 50,000 Bonus Miles (0)
- 19: Credit Monitoring Consumers Have Lower Credit Scores (0)
- 15: The MasterCard Display Card: Is This the Future? (0)
- 05: Upromise World MasterCard: The Highest Cash Back Out There (0)
October 2012 (6)
Detailed Monthly Archive
- 31: Maxing Out Your Credit Card Can Be Nearly as Bad as a Missed Payment (0)
- 18: Are You a FICO Score High Achiever? (0)
- 16: American Express Bluebird Review: More Than One Flaw (0)
- 11: Consumer Reports’ Best Credit Cards for 2012 (0)
- 10: AirTrans Rewards Credit Card Review: Is It an A+? (0)
- 09: Introducing the Google Credit Card: Say What? (0)
September 2012 (4)
Detailed Monthly Archive
- 26: The Credit Score Impact of a Missed Credit Card Payment (0)
- 19: Serve from American Express: Prepaid 2.0? (0)
- 18: More Silly Gadgets: The Credit Card Bottle Opener (0)
- 05: Wallaby Financial: Extreme Credit Card Rewards (0)
August 2012 (4)
Detailed Monthly Archive
- 28: Credit Cards vs. Paying With Cash: Which Is Better? (0)
- 21: Retailers May Soon Charge Fees for Those Who Use Credit Cards (0)
- 15: Chase Liquid: Just Another Prepaid Credit Card? (0)
- 02: Are Credit Cards Going to Be Obsolete Soon? (0)
July 2012 (3)
Detailed Monthly Archive
- 18: U.S. Bank Visa Platinum Card Review (0)
- 11: Finally You Can Eat With Your Credit Cards, Literally (0)
- 02: Introductory APR: Why Do Credit Card Issuers Offer It? (0)
June 2012 (2)
Detailed Monthly Archive
- 18: Making Your Credit Card Payment On Time Doesn’t Stop Interest (0)
- 05: The American Express Blue for Business Credit Card Review (0)
May 2012 (4)
Detailed Monthly Archive
- 24: Should You Pay Off Your Credit Card In Full? (0)
- 16: American Express Platinum Card Review: Is It Worth $450? (0)
- 08: Maintaining a Credit Card Balance Doesn’t Help Your Credit Score (0)
- 02: Gender and Credit Card Habits: It’s Not Personal (0)
April 2012 (2)
Detailed Monthly Archive
- 24: Do You Need a Credit Card to Build Credit History? (0)
- 19: Hyatt Credit Card from Chase Review (0)
March 2012 (3)
Detailed Monthly Archive
- 20: Citi ThankYou 2G Credit Card Review
- 19: Fidelity Investment Rewards American Express Card Review
- 07: Barclaycard Ring MasterCard Review
February 2012 (3)
Detailed Monthly Archive
- 27: What Credit Card Approves Everyone?
- 21: Debit Card vs. Credit Card
- 07: Barclaycard Rewards World MasterCard Review
January 2012 (8)
Detailed Monthly Archive
- 31: Chase Freedom Credit Card Review
- 26: The Most Expensive U.S. Credit Cards
- 23: How Do You Get a Credit Card?
- 18: What is the Best Credit Card?
- 15: Capital One Venture Rewards Credit Card Review
- 11: Why Credit Karma’s Free Credit Monitoring Misses the Mark
- 10: The Approved Card from Suze Orman Review
- 03: Capital One 50% More Cash Credit Card Review
November 2011 (5)
Detailed Monthly Archive
- 29: Study Suggests Rude People Have the Best Credit Scores
- 22: Fight Bank Fees: ING DIRECT Electric Orange Checking Account Review
- 09: Debit Card Alternative: PerkStreet Financial Review
- 01: Chase Slate No Fee Balance Transfer! (0)
- 01: Check Your Credit Scores Before Applying for a Credit Card (0)
October 2011 (2)
Detailed Monthly Archive
- 11: One in Five Believe the Ability to Speak English Determines Your Credit Score (0)
- 04: Credit Cards Are About to Get Really Popular (0)
September 2011 (5)
Detailed Monthly Archive
- 23: Chase Ink Bold 50,000 Bonus Point Offer (0)
- 22: Best Credit Cards to Use Abroad (0)
- 21: Citi Simplicity Card Review (0)
- 13: What’s a Good APR for a Credit Card? (0)
- 07: Credit Card vs. Charge Card (0)
August 2011 (5)
Detailed Monthly Archive
- 29: United MileagePlus Explorer Card Review (0)
- 17: What Credit Card Has the Lowest Interest Rate? (0)
- 10: Do Credit Card Companies Verify Income? (0)
- 05: Chase Sapphire vs. Chase Sapphire Preferred (0)
- 04: Are Credit Cards With Annual Fees Worth It? (0)
July 2011 (5)
Detailed Monthly Archive
- 26: Starwood Preferred Guest Credit Card Review
- 25: American Express Blue Sky Credit Card Review
- 11: New Southwest Credit Card Offers Over $800 Worth of Free Flights
- 07: Are Credit Cards Bad for Your Credit Score?
- 01: New Discover Card with 0% APR for 15 Months and a Military Donation
June 2011 (4)
Detailed Monthly Archive
- 27: Longest 0% APR Credit Cards (0)
- 20: Why Are Credit Card Rates Going Up?
- 14: What Is Credit Card APR?
- 02: What Credit Card Limit Can I Get?
May 2011 (3)
Detailed Monthly Archive
- 25: Just Two Tenths of One Percent Achieve Highest Possible Fico Score
- 11: Credit Sesame Review: Monitor Your Credit for Free
- 09: Credit Report Errors Less Common Than Thought
April 2011 (3)
Detailed Monthly Archive
- 27: Blue Cash Everyday® Card from American Express Review
- 27: Bank of America to Implement Penalty Credit Card Rates
- 14: British Airways Visa Signature Card Review – 100,000 Mile Bonus
March 2011 (3)
Detailed Monthly Archive
- 30: $10 Credit Card Minimums Coming Soon?
- 21: Household Income Will No Longer Be Used on Credit Card Applications
- 15: Credit Utilization Rises as Number of Credit Cards Falls
February 2011 (5)
Detailed Monthly Archive
- 22: What’s Not in a Fico Score?
- 18: Average VantageScore Credit Score Falls to 748
- 16: Bank of America Adding Annual Fee to Some Credit Cards
- 11: Consumer Credit Scores Fell Two Points Since January 2010 (0)
- 03: VantageScore May Be Getting Upper Hand on Fico
January 2011 (6)
Detailed Monthly Archive
- 24: Rental History to Be Included in Credit Reports
- 18: FTC to Study Credit Report Errors
- 14: California Mortgage Applicants Have Best Credit Scores (0)
- 06: 3 Credit Scores
- 04: Does Salary Affect Credit Score?
- 03: No Fee Balance Transfer Launched by Discover
December 2010 (2)
Detailed Monthly Archive
November 2010 (6)
Detailed Monthly Archive
- 30: More Than 8 Million Stop Using Credit Cards
- 29: Kardashian Credit Card Looks to be Kancelled
- 10: Costco American Express Card Review
- 10: American Express Cards with 0% APR
- 08: American Express Credit Limit Flexible
- 01: BankAmericard Cash Rewards Credit Card Review
October 2010 (3)
Detailed Monthly Archive
- 26: Proposed Credit Card Rules Target New Loopholes
- 20: Credit Scores Highest in Minneapolis and San Jose (0)
- 01: What Credit Score Do You Start With?
September 2010 (3)
Detailed Monthly Archive
- 27: A Simple Way to Eliminate Credit Card Debt
- 21: Credit Card 2.0 in the Works
- 14: What to Look for in a Credit Card?
August 2010 (4)
Detailed Monthly Archive
- 31: How Often to Check Your Credit Report?
- 25: Top 10 Credit Card Companies
- 18: How Do Credit Card Companies Make Money?
- 10: Credit Report vs. Credit Score
July 2010 (6)
Detailed Monthly Archive
- 30: How Many Credit Inquiries is Too Many?
- 28: Credit Karma Review
- 22: How to Pay Off Credit Card Debt
- 21: FHA Credit Score to Rise
- 12: More than a Quarter of Americans Have Credit Scores Below 600
- 06: The FICO Score Simulator
June 2010 (4)
Detailed Monthly Archive
- 29: Denied A Credit Card Because Your Credit Score is Too High
- 23: More New Credit Card Rules Coming Soon
- 09: Trend: Parents Opening Credit Cards in Kids’ Names
- 08: Colleges and Credit Card Companies Have Cozy Relationship
May 2010 (3)
Detailed Monthly Archive
- 25: Fico Loses Trademark on 300-850 Credit Score Range
- 24: How Many Credit Cards Should I Have?
- 07: Is 700 a Good Credit Score?
April 2010 (3)
Detailed Monthly Archive
- 27: Does My Spouse’s Credit Affect Mine?
- 26: Capital One Pre-Qualified Credit Card Engine
- 19: Chase to Issue Fewer Credit Cards Thanks to New Rules
March 2010 (4)
Detailed Monthly Archive
- 24: Credit Scores and Mortgage Rates: The Skinny
- 16: Equifax Credit Score Card
- 04: Credit Card Act II
- 01: FTC Cracking Down on Free Credit Reports
February 2010 (4)
Detailed Monthly Archive
- 17: Visa Only Payment Card Accepted at the Vancouver Olympics
- 10: Making More than the Minimum Payment on Your Credit Card
- 04: American Express Zync Credit Card
- 01: Getting a Credit Card If You’re Under 21
January 2010 (4)
Detailed Monthly Archive
- 20: The Cost of Credit Card Use
- 20: Credit Card Companies Waive Fees for Haiti Relief
- 13: Income to Be Used for Credit Card Approvals
- 08: American Express Cards With No Annual Fee
December 2009 (2)
Detailed Monthly Archive
November 2009 (5)
Detailed Monthly Archive
- 30: Salvation Army Now Accepting Credit Cards (0)
- 25: Credit Card Interest Rates May be Capped at 16 Percent
- 19: Watch Out for Post Transaction Offers Online
- 16: What Stores Sell Prepaid Credit Cards?
- 03: Does a Short Sale Hurt Your Credit?
October 2009 (5)
Detailed Monthly Archive
- 27: Disputed Tradelines Could Endanger Your Mortgage
- 15: What Credit Score Do You Need a Rent an Apartment?
- 07: Ink from Chase Credit Card
- 05: What Credit Score Do You Need to Buy a Car?
- 01: No More American Express Gift Card Inactivity Fees
September 2009 (8)
Detailed Monthly Archive
- 24: Credit Card Defaults Hit Record High in August
- 22: Chase Slate Credit Card Review
- 22: Credit Card Debt Rising in US Households
- 21: More Credit Cards Going to Consumers with 760+ Credit Scores
- 16: Absolutely Free Credit Report with No Trial Required
- 14: Is Bankruptcy Worse Than Foreclosure for Your Credit Score?
- 11: How Can I Improve My Credit Score Fast?
- 02: What Credit Card Has the Best Rewards?
August 2009 (6)
Detailed Monthly Archive
- 24: Which Credit Card to Pay Off First?
- 24: Are Credit Card Cash Rewards Taxable?
- 18: Should I Close My Credit Card Account?
- 15: Do Credit Repair Companies Work?
- 11: How Are Credit Card Minimum Payments Calculated?
- 06: What Is an Excellent Credit Score?
July 2009 (2)
Detailed Monthly Archive
June 2009 (3)
Detailed Monthly Archive
- 24: Chase Balance Transfer Fees Climbing to Five Percent
- 15: What Credit Score Do You Need to Get a Credit Card?
- 10: Cut Credit Lines Don’t Really Lower Credit Scores
May 2009 (2)
Detailed Monthly Archive
- 27: Higher Fees, Rates May Be Downside of Credit Card Rule Changes
- 04: 20 Million Credit Cards Were Closed Last Month
April 2009 (3)
Detailed Monthly Archive
- 27: Is ID Required for a Credit Card Purchase?
- 10: Bank of America Raising Interest Rates on Credit Cards with Balances
- 06: Credit Cardholders’ Bill of Rights Summary
March 2009 (5)
Detailed Monthly Archive
- 31: Chase to End Extra Fees for Those Carrying a Credit Card Balance
- 26: Paying Your Taxes with a Credit Card
- 23: The Impact of a Foreclosure on Your Credit Score
- 12: How Much Credit Is Actually Being Cut?
- 01: Card Issuers May Cut Your Credit Line as You Pay Off Your Balance
February 2009 (5)
Detailed Monthly Archive
- 26: Credit Card Comparison by Company
- 24: American Express Paying Customers to Close Their Accounts
- 13: Chase Raises Minimum Payments on Credit Cards, Adds Fee
- 09: Experian Based Fico Score No Longer Available
- 03: Credit Card Offers Evaporating
January 2009 (3)
Detailed Monthly Archive
- 25: No More Free Fico Score for WaMu Credit Card Holders
- 22: Bankruptcy Scores and Predicting Bankruptcy
- 07: The Visa Black Card
December 2008 (1)
Detailed Monthly Archive
November 2008 (1)
Detailed Monthly Archive
October 2008 (2)
Detailed Monthly Archive
- 27: A Peak Inside the Chinese Credit Card Industry
- 08: American Express is Cutting Credit Lines Based on Usage
September 2008 (3)
Detailed Monthly Archive
- 23: Don’t Call Your Credit Card Issuers
- 16: Is Credit Monitoring Worth It?
- 09: JetBlue Just Says No to Cash
August 2008 (4)
Detailed Monthly Archive
- 25: Credit Card Issuers Slashing Intro 0% APR Periods
- 24: How to Stop Receiving Credit Card Offers
- 20: One in Four College Students Graduates with $5,000 in Credit Card Debt
- 11: New Fico Score to Include Authorized User Data
July 2008 (2)
Detailed Monthly Archive
June 2008 (1)
Detailed Monthly Archive
May 2008 (2)
Detailed Monthly Archive
April 2008 (4)
Detailed Monthly Archive
- 29: Should Credit Card Issuers Nix Introductory Rates?
- 21: Thousands Denied Credit on a Daily Basis (0)
- 18: Fed to Propose New Credit Card Rules
- 08: Wells Fargo Bumps Up ATM Fees
March 2008 (3)
Detailed Monthly Archive
- 25: Interchange Fees Plague Consumers
- 12: Experian to Offer Credit Score for Thin Credit Consumers
- 03: Track Your Credit Score Free With a WaMu Credit Card
February 2008 (2)
Detailed Monthly Archive
January 2008 (8)
Detailed Monthly Archive
- 27: Beware of the H&R Block Emerald Card
- 27: Get a Free Credit Score Estimate with the FICO Score Estimator
- 19: medFICO Score Coming to a Hospital Near You
- 14: Fico Score Founder to Miss Earnings Estimates (0)
- 09: Balance Transfer Fee Caps Disappearing
- 07: Shed Those Holiday Credit Card Pounds
- 03: Citibank Limits ATM Withdrawals in New York
- 02: Steer Clear of Customer Service Credit Card Offers
December 2007 (4)
Detailed Monthly Archive
- 21: Fico Score to Get a Makeover
- 15: Do Capital One Credit Cards Work Abroad?
- 12: Study Finds Credit Card Issuers Target Heaviest Users
- 10: Chase Eliminating Universal Credit Default Altogether
November 2007 (10)
Detailed Monthly Archive
- 28: How Your Credit Profile Stacks Up (0)
- 27: Capital One Lets You Build Your Own Credit Card
- 19: Watch Out for Vishing Scams
- 18: How to Avoid Late Credit Card Payments
- 15: New Hope for Borrowers with Little or No Credit Seeking a Mortgage
- 06: Get to Know Your Credit Card Grace Period (0)
- 05: If You Carry a Credit Card Balance, You Better Have 0% APR
- 02: How Can I Lower My Credit Card Interest Rate?
- 02: American Express Plum Card
- 01: Paying the Mortgage with Your Credit Card?
October 2007 (6)
Detailed Monthly Archive
- 29: Opt in to Credit Card Payment Alerts
- 29: Two Credit Cards Are Better Than One
- 23: Automatic Billpay Drawbacks
- 11: Watch Out for Negative Payment Hierarchy
- 04: Experian to Offer Credit Freeze in 50 States
- 02: Get to Know your Spending Habits
September 2007 (8)
Detailed Monthly Archive
- 29: Read the Fine Print
- 24: Suze Orman Says 760 Credit Score the New 720
- 24: New Pin-Based Credit Card Launched
- 23: CVV2 Credit Card Scam
- 19: Consider Existing Credit Card Offers
- 13: Bank of America Raising ATM Fee to $3
- 09: Five Credit Card Fees You Can Avoid
- 03: A Lesson in Credit Utilization
August 2007 (7)
Detailed Monthly Archive
- 27: I-Cache: All in One Credit Card Device
- 26: Credit Card Issuers Raising Fees
- 13: Fair Issac to Make Changes to Fico Score Formula
- 10: Discover Cardmember Agreement Changes
- 06: New Law to Corral Credit Card Companies on Campus
- 03: Capital One to Report Credit Limits to Bureaus
- 03: A Denied Credit Application
July 2007 (7)
Detailed Monthly Archive
- 31: Social Security Identity Theft
- 30: Insurance Rates, Claims, and Your Credit Score
- 27: GE Introduces Green Credit Card
- 19: Fraudulent Credit Report Websites
- 03: Citi Mobile Banking on Your Cell Phone
- 02: Better Have a Credit Card If You Plan to Rent a Car
- 02: Credit Line Increases Can Hurt Your Credit Score
June 2007 (9)
Detailed Monthly Archive
- 30: Watch Out for Multiple Balance Transfer Fees (0)
- 23: Clear from American Express
- 20: Nearly Half of Consumers Don’t Know Their Credit Score
- 18: Credit Card Limits on Gas Purchases?
- 13: Balance Transfers and Store Credit Cards
- 11: Fair Isaac to End Credit Piggybacking Practice
- 11: Make Large Purchases Early in Your Billing Cycle
- 09: Use a Paper Shredder to Combat Identity Theft
- 02: Be Wary of Credit Card Upgrades
May 2007 (7)
Detailed Monthly Archive
- 25: The Black American Express Credit Card Really Exists
- 24: Another Great Reason to Use American Express
- 18: Citibank Now Charges Balance Transfer Fee on Most Credit Cards
- 18: Four Great Reasons to Order a Credit Report
- 15: Best Gas Rewards Credit Cards
- 03: The Credit Score Black Market: Buying and Selling Trade Lines
- 01: Your Credit Card Application Has Been Declined
April 2007 (5)
Detailed Monthly Archive
- 20: Wells Fargo Offers “Green” Credit Card Rewards to Ease Global Warming (0)
- 12: Why Credit Card Providers Offer Balance Transfers
- 09: Adding New Credit Will Increase Your Monthly Liabilities
- 04: Wells Fargo Introduces Home Rebate Credit Card
- 02: Avoid Credit Inquiries When Requesting Higher Lines of Credit
March 2007 (5)
Detailed Monthly Archive
- 27: Order a Free Credit Report Long Before Searching for a Mortgage
- 19: Charitable Donations Using Credit Card Points Aren’t Tax Deductible
- 12: Tired of the Tip Section on Sales Receipts?
- 07: A Simple, Quick Way to Build Credit
- 07: New Bill May Block Credit Cards for Illegals
February 2007 (7)
Detailed Monthly Archive
- 26: Use Your Visa Card for Special Deals and Discounts
- 22: Bank of America Will Offer Controversial Credit Card Despite Public Outcry
- 20: Always Keep At Least 3 Lines of Credit Open and Active
- 13: Bank of America Offering Credit Cards without Social Security Numbers
- 12: Don’t Overextend Yourself with Large Credit Card Payments
- 07: Another Good Reason to Maintain Good Credit: Employment
- 06: JP Morgan Chase Becomes #1 Credit Card Issuer in the U.S.
January 2007 (3)
Detailed Monthly Archive
- 31: Always Use Credit Cards for Large (and Small) Purchases
- 26: Credit Card Skimmer Scams
- 10: Periodically Raise Credit Card Limits
December 2006 (1)
Detailed Monthly Archive













