Denied A Credit Card Because Your Credit Score is Too High

Yep, you read correctly. Some consumers could be denied credit cards because their credit scores are…too high.
Gander Mountain, a Minnesota-based outdoors retailer, launched a federal lawsuit against World Financial Network National Bank of Columbus, Ohio, the company that co-brands its store credit cards, claiming it wants to turn away its most creditworthy customers.
The bank [...]

More New Credit Card Rules Coming Soon

Come August 22, there will be a series of new rules in place, intended to further protect credit card holders, thanks to the good people at the Federal Reserve.
Late Fees Capped at $25
Late fees will generally be capped at $25, instead of the near-$40 currently charged by many of the nation’s leading credit card issuers.
There [...]

Trend: Parents Opening Credit Cards in Kids’ Names

Cash-strapped parents are reportedly opening credit cards under their childrens’ names, according to CNN.
While it’s clearly not the right thing to do, some parents seem to have no place to turn but their children, especially after their own credit score is shot.
And because it’s so easy to do, what with their unprecedented access to their [...]

Colleges and Credit Card Companies Have Cozy Relationship

Many universities throughout the United States have quite the intimate relationship with major credit card issuers, according to an investigation by the aptly named Huffington Post Investigative Fund.
The publication obtained and scoured a number of “affinity agreements” between the credit card companies and universities, which must now be made public thanks to the new credit [...]

Texas Rangers Rack Up $400,000 in Credit Card Debt

If you thought you had nasty credit card debt, take a look at this heavy hitter.
The Texas Rangers baseball team had more than $400,000 on its team credit card, according to the Wall Street Journal.
The troubled franchise, which is undergoing bankruptcy, couldn’t pay down the balance, so it asked a U.S. Trustee who is overseeing [...]