Credit Help and Tips
Credit help and tips.How to Pay Off Credit Card Debt
Credit card Q&A: “How to pay off credit card debt?” There are several ways to pay off credit card debt, but perhaps the best method is to transfer existing balances to low interest credit cards, or even better, a 0% ... Read More »
The Fico Score Simulator
I recently took a closer look at the so-called “Fico Score Simulator” offered up by Fico, founder of the all-knowing and all-powerful Fico score. The tool essentially allows consumers to determine which actions will improve their credit score the most, ... Read More »
Fico Loses Trademark on 300-850 Credit Score Range
Fico, formerly known as Fair Isaac, the creator of the mighty Fico score, has lost the trademark on its 300-850 credit score range. All Fico scores fall between these two three-digit numbers, but soon competitors may be able to copy ... Read More »
How Many Credit Cards Should I Have?
Credit card Q&A: “How many credit cards should I have?” Credit cards can be useful tools to manage debt and earn rewards for everyday purchases, but they can also cause problems if you’re not responsible. Aside from landing yourself in ... Read More »
Is 700 a Good Credit Score?
Credit score Q&A: “Is 700 a good credit score?” If your credit score is 700 or higher, you’ve got what I refer to as “good credit.” While it could be higher (what is the highest credit score), it’s definitely not ... Read More »
Does My Spouse’s Credit Affect Mine?
Credit score Q&A: “Does my spouse’s credit affect mine?” So you’ve got excellent credit, but your spouse’s credit isn’t so hot. Does this mean your spouse’s bad credit history will affect your pristine past? Not exactly. Just because you’re married ... Read More »
Credit Score Needed for a Mortgage
Credit score Q&A: “What credit score do I need to get a mortgage?” If you’re like most homeowners out there, you’re probably wondering if you can take advantage of the record low mortgage rates currently on offer – the same ... Read More »
Making More than the Minimum Payment on Your Credit Card
When the new credit card rules go into effect on February 22 (Credit Card Bill of Rights), perhaps one of the most exciting changes will be the way payments are allocated. In the past, credit card issuers applied payments over ... Read More »
The Cost of Credit Card Use
Most of us don’t know the true cost of credit, we simply pay attention to what we’re paying in fees and finance charges. But the cost of goods and services increases as a result of credit card use, as merchants ... Read More »
American Express Cards With No Annual Fee
I like American Express a lot, I don’t hide that fact. Their customer service is stellar, it’s easy to dispute fraudulent/bogus charges, and the rewards tend to be the best in the industry. Their credit cards also look really cool, ... Read More »
Free Credit Scores: 
No Fee Balance Transfer:
$100 Cash Back: 
$400 Cash Back: 
