Credit Help and Tips
Credit help and tips.Don’t Close Credit Card Accounts While Building Credit
Be careful when it comes to closing revolving accounts, especially credit card accounts you’ve had for years. Those very credit card accounts contain credit history and increase your available credit percentage, two things that other creditors deem important when considering ... Read More »
Periodically Raise Credit Card Limits
If you currently use credit cards, you need to know how to get the most out of them. One important tip that many credit card holders aren’t aware of is the ability to raise their credit limits. For every credit ... Read More »
Don’t Choose Credit Cards for Their Reward Programs
When you’re in the market for a new credit card, you may be lured from one card to the next by special offers, low fees, and reward programs. But you should recognize that the most important factor in selecting your ... Read More »
Capital One Customer Service Hell
A friend of mine recently applied for a Capital One credit card which he was subsequently approved for. Once he received the credit card in the mail, he called the number listed on the front of the card to activate ... Read More »
Free Checking with Wells Fargo
If you have a Wells Fargo checking account and you’re paying a monthly fee, read this. I used to pay the monthly fees for my Wells Fargo checking account until I got I finally got fed up and called to ... Read More »
Payments Apply to Low APR Balances First
Many consumers may not know this, but when they accrue credit card debt, the payments they make go towards low APR balances before higher ones. This is called negative payment hierarchy. In other words, if you use your credit card ... Read More »
0% APR Credit Card for 15 months!
Update: This 0% APR credit card offers 0% APR for a full 18 months!!! You can get the Discover More credit card with “0% APR for 15 months” on balance transfers, which is the longest 0% APR period I’ve seen ... Read More »
Free Credit Scores: 
No Fee Balance Transfer:
$100 Cash Back: 
$400 Cash Back: 
