Credit Help and Tips

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Use Air Travel Credits to Get Your Prestige Card Annual Fee-Free

Use Air Travel Credits to Get Your Prestige Card Annual Fee-Free
June 18, 2015

There’s been a lot of buzz regarding the newly revamped Citi Prestige credit card lately, but the $450 annual fee is certainly hard to overlook. For some, it’s probably a deal killer seeing that it’s $450. That’s not cheap. But ... Read More »

Citi Doesn’t Seem to Care About Trees

Citi Doesn’t Seem to Care About Trees
June 2, 2015

A little over a week ago, I applied for the Citi ThankYou Premier Card. I figured the 50,000 point sign-up bonus was enticing enough to spend $3,000 in the first three months. After all, you can transfer ThankYou Points to ... Read More »

Keep Your Credit When You Close a Card

Keep Your Credit When You Close a Card
May 28, 2015

You’ve probably heard that closing a credit card is the worst offense you can commit. While that’s certainly not true, despite the powers that be instilling fear into our lives on a daily basis, your credit score can be impacted ... Read More »

Why You Won’t Be Able to Use American Express at Costco Anymore

Why You Won’t Be Able to Use American Express at Costco Anymore
April 21, 2015

A month ago, I wrote about how Citi and Visa partnered with Costco, thereby kicking American Express out in the process. That new arrangement will begin on April 1st, 2016, at which point Amex credit cards won’t be accepted by ... Read More »

Discover Launches On/Off Switch for Credit Cards

Discover Launches On/Off Switch for Credit Cards
April 20, 2015

I think just about everyone has misplaced their credit card at one time or another, only to find it just minutes or hours later. The problem is that you don’t want to keep that misplaced credit card active while it’s ... Read More »

What Is the American Express Please Pay By Date?

What Is the American Express Please Pay By Date?
April 16, 2015

If you have an American Express charge card, you may have encountered the now infamous “Please Pay By” date on your credit card statement. According to the American Express website, “This is when we request you make your payment to ... Read More »

How to Get 50,000 Bonus Miles from Chase Explorer

How to Get 50,000 Bonus Miles from Chase Explorer
April 14, 2015

For a while now, Chase has been the leader in offering credit card sign-up bonuses. They constantly blow away the competition, though without a healthy dose of it, one might worry that they’ll have less incentive to keep the lucrative ... Read More »

Use Your Wedding to Pay for Your Honeymoon

Use Your Wedding to Pay for Your Honeymoon
April 13, 2015

One of the great things about throwing a wedding is that when it’s finally over you get to go on vacation. Unfortunately, honeymoons are often very expensive getaways because the bride and groom expect the best of the best, not ... Read More »

Watch Out for Fake Credit Card Miles

Watch Out for Fake Credit Card Miles
April 6, 2015

Lately, I’ve seen a growing trend in what I refer to as “fake credit card miles.” I call them fake because the use of the word “miles” is a bit of a misnomer. You see, many of these so-called miles ... Read More »

Last Chance to Get Free Lounge Club Passes from Chase Ink

Last Chance to Get Free Lounge Club Passes from Chase Ink
March 31, 2015

One of the many perks of the Chase Ink cards is the free airport lounge access they afford cardholders. However, the complimentary “Lounge Club” program is coming to an end on April 30th, so you need to act fast if ... Read More »