Credit Help and Tips

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If Your Credit Card Application Is Being Reviewed, Call the Reconsideration Line

If Your Credit Card Application Is Being Reviewed, Call the Reconsideration Line
July 24, 2014 No Comments »

Nowadays, credit card applications always seem to say something like “instant approval,” or “get a decision in just 30 seconds.” That excites you, and before you know it, you’re involuntarily filling out the form, seemingly losing control of your own ... Read More »

How the $6,500 Spending Requirement Works on the Amex Blue Cash Credit Card

How the $6,500 Spending Requirement Works on the Amex Blue Cash Credit Card
July 21, 2014 No Comments »

Recently, I wrote about how the old Blue Cash card from American Express can be a big winner, and that it’s still available, though no longer advertised. The huge caveat associated with the card is that you need to spend ... Read More »

Three Credit Cards That Offer 2% Cash Back or Double Points on Every Purchase 365 Days a Year

Three Credit Cards That Offer 2% Cash Back or Double Points on Every Purchase 365 Days a Year
July 17, 2014 No Comments »

If you’re not into the rotating bonus categories, and/or take a more casual approach to earning rebates with your credit cards, you might be interested in credit cards with bonus year-round earnings potential. So I’ve decided to single out three ... Read More »

How to Get Your Credit Card Sign-Up Bonus and Earn Cash Back

How to Get Your Credit Card Sign-Up Bonus and Earn Cash Back
June 27, 2014 2 Comments »

One of the great things about credit cards is the sign-up bonus many of them offer these days. But the big catch is the spending required to actually snag the bonus, which some might argue is counterintuitive, or worse, a ... Read More »

8 Ways to Meet Minimum Spending Requirements for Credit Card Bonuses

8 Ways to Meet Minimum Spending Requirements for Credit Card Bonuses
June 17, 2014 No Comments »

There are always lucrative credit card sign-up bonuses on offer, but in many cases you’ve got to spend an awful lot of money to actually get rewarded. For some folks this isn’t a problem, they spend thousands a month on ... Read More »

Don’t Upgrade If You Still Have the Old Blue Cash Card from American Express

Don’t Upgrade If You Still Have the Old Blue Cash Card from American Express
June 11, 2014 No Comments »

If you still carry the original American Express Blue Cash card in your wallet, don’t go “upgrading it” to the newer Blue Cash Everyday cards. There are several compelling reasons why you shouldn’t, which I will outline here.  First and ... Read More »

How to Maximize Rewards and Cash Back on Starbucks Purchases

How to Maximize Rewards and Cash Back on Starbucks Purchases
June 9, 2014 No Comments »

If you’re like a lot of people, you love Starbucks coffee. In fact, you probably go to Starbucks most mornings before work. It’s no doubt one of the few things you look forward to. But the problem with Starbucks is ... Read More »

Earn Up to 3% Cash Back on Uber, Lyft, and Other Ridesharing Services

Earn Up to 3% Cash Back on Uber, Lyft, and Other Ridesharing Services
June 5, 2014 No Comments »

Here’s a little credit card tip. If you’re trying to maximize your cash back or bonus point categories, you should know that ridesharing services like Lyft and Uber count as travel to most credit card providers. After all, they are ... Read More »

How Chase Defines the First Three Months from Account Opening

How Chase Defines the First Three Months from Account Opening
May 23, 2014 No Comments »

I recently applied for the Chase Ink Bold charge card, which comes with 60,000 bonus points if I spend $5,000 during the first three months from account opening. This was a no-brainer application for me, given the fact that no ... Read More »

Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year

Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year
April 23, 2014 No Comments »

There are plenty of people out there who are against using plastic. I understand that it can get you into debt and cause you to overspend. But with so many discounts available for using a credit card, it’s hard not ... Read More »