Credit Help and Tips

Master your credit card and credit score, all in one convenient place.

How to Find Hidden Citi Credit Card Cash Back Offers

How to Find Hidden Citi Credit Card Cash Back Offers
April 19, 2016

So Citi finally started offering cash back deals with select merchants you may visit, but they sure aren’t making them easy to find. For example, those with an American Express card know where to find Amex Offers. They’re right there ... Read More »

I Netted About $1,600 with Discover and Apple Pay

I Netted About $1,600 with Discover and Apple Pay
February 8, 2016

When the Apple Pay and Discover promotion first surfaced I got super excited. It was a chance to earn 23% cash back on virtually all shopping for a limited time. If you don’t remember or happened to miss it, the ... Read More »

Can You Can Add Someone as an Authorized User Who Already Has the Same Credit Card?

Can You Can Add Someone as an Authorized User Who Already Has the Same Credit Card?
February 2, 2016

There are a variety of reasons why a credit cardholder would want to add an authorized user. For some, it’s a means to a better credit score thanks to the piggybacking that takes place if the person authorizing the user ... Read More »

How to Get an Amex Credit Card Without a FICO Score

How to Get an Amex Credit Card Without a FICO Score
January 21, 2016

If you know anything about American Express, you know they require excellent credit to get approved for their credit and charge cards. They are perceived as a top-tier credit card issuer so only the best applicants can typically apply and ... Read More »

Please Don’t Get an Alumni Credit Card

Please Don’t Get an Alumni Credit Card
December 16, 2015

Go State! Sure, maybe while you’re attending university and watching their football games on the weekend. But when it comes to your precious financials, you might want to keep them out of your wallet for good. Don’t be fooled. When ... Read More »

Is There a Limit to How Many Credit Cards You Can Get Approved For?

Is There a Limit to How Many Credit Cards You Can Get Approved For?
December 7, 2015

Some more credit card Q&A, this time concerning the number of credit cards you can apply for in a certain period of time (and hold) successfully. This question certainly depends on the card issuer, but some new rules are preventing ... Read More »

Quickly See the Many Ways You Can Use American Express Membership Rewards Points

Quickly See the Many Ways You Can Use American Express Membership Rewards Points
December 3, 2015

I recently got targeted for the American Express Premier Rewards Gold card. They’re offering me 50,000 Membership Rewards points if I spend a piddly $1,000 in the first three months from account opening. Now that sounded pretty good at first ... Read More »

The Plenti Credit Card from Amex: Will It Earn You Plenty?

The Plenti Credit Card from Amex: Will It Earn You Plenty?
November 11, 2015

Earlier this year, American Express launched Plenti, a somewhat novel rewards program that lets you earn points and use them within a network of stores. So you can earn Plenti points by paying your AT&T cell phone bill and then ... Read More »

Make an Easy $400 with Discover Checking and Savings Accounts

Make an Easy $400 with Discover Checking and Savings Accounts
October 22, 2015

When you think of Discover, you probably think about credit cards. But they’re also a bank and now offer checking and savings accounts to customers nationwide. Recently, I applied for their savings account in order to snag a $100 opening ... Read More »

Credit Card Tipping Is Getting Out of Control

Credit Card Tipping Is Getting Out of Control
October 21, 2015

Several years ago I ranted about the tip section on credit card receipts. I actually can’t find the post because I think I deleted it while doing some spring-cleaning on this site. But the gist was that every time you ... Read More »