The Schwab Amex Platinum Let’s You Cash Out Your Points for 1.25 Cents Apiece

One of the downsides to American Express Membership Rewards points is the inability to simply cash them out for a decent value. Sure, you can get a statement credit, but the value is a mere .60 cents per point, which clearly isn’t worth it. You can also get an Amex gift card, but the value … Continue reading “The Schwab Amex Platinum Let’s You Cash Out Your Points for 1.25 Cents Apiece”

Get $600+ in Amazon Gift Cards with the Southwest Credit Card

Sometimes the right credit card isn’t so obvious. Sometimes you think a card isn’t for you, when in fact, it’s the perfect fit. One example comes to mind…well, two or three if you count the multiple versions of the card. I’m referring to the Southwest credit cards from Chase, which currently offer 60,000 points if … Continue reading “Get $600+ in Amazon Gift Cards with the Southwest Credit Card”

You Can Now Only Have One Chase Sapphire Credit Card at a Time

It appears Chase has added a new restriction to their growing list of credit card rules, this time limiting how many Chase Sapphire cards you can hold at any given time. Specifically, the card issuer is now limiting new applicants to one Chase Sapphire card total. In other words, if you already have Chase Sapphire … Continue reading “You Can Now Only Have One Chase Sapphire Credit Card at a Time”

Should I Keep the Chase Sapphire Reserve Past Year One?

Credit card Q&A: “Should I keep Chase Sapphire Reserve?” Now that the very popular and game-changing Chase Sapphire Reserve has been out for over a year, a lot of folks are pondering whether to keep it for another year or ditch it to the avoid the costly $450 annual fee. It’s a good question, seeing … Continue reading “Should I Keep the Chase Sapphire Reserve Past Year One?”

When Will the Credit Card Sign-Up Bonus Post to My Account?

Credit card Q&A: “When will the credit card sign-up bonus post to my account?” These days, mega credit card sign-up bonuses are all the rage, but one question I get a lot is when the bonus points (or cash) will actually post to the account? It’s a good question because I know folks are anxious … Continue reading “When Will the Credit Card Sign-Up Bonus Post to My Account?”

Credit Card Price Protection Actually Works, Seriously

Credit cards are filled with all sorts of benefits, including things like car insurance and travel credits, along with extended warranty and price protection, but the average cardholder probably never bothers to use them. Most are likely drawn to a particular card for its large sign-up bonus, or perhaps the cash back earning capabilities, or … Continue reading “Credit Card Price Protection Actually Works, Seriously”

Can We Stop Making Unboxing a Credit Card a Thing?

When I first started this blog a decade ago, credit card bloggers weren’t very common. In fact, there were only a handful of websites dedicated to credit cards. And most were large corporate sites that simply peddled credit cards. Today, the landscape is a lot different, almost unrecognizable compared to 2007. Nowadays, it seems anyone … Continue reading “Can We Stop Making Unboxing a Credit Card a Thing?”

You Can’t Unsubscribe from All Credit Sesame Emails

File this one under annoying, bizarre, and perhaps a little backwards. And that’s being friendly. I am a member of Credit Sesame, a helpful service that provides you with a free credit score and some level of credit monitoring. It’s pretty similar to Credit Karma, though the latter is more robust when it comes to … Continue reading “You Can’t Unsubscribe from All Credit Sesame Emails”

Just a Few More Days to Snag a Credit Card Triple Dip

Ever heard of a “credit card triple dip?” While it might take on several meanings, the one I’m referring to takes advantage of calendar-year benefits. What Is a Credit Card Triple Dip? In a nutshell, you can get up to three calendar year benefits while paying only a single annual fee. For example, the Chase … Continue reading “Just a Few More Days to Snag a Credit Card Triple Dip”

Another Trick to Get Approved for Chase Credit Cards Beyond 5/24

There’s yet another trick to get past that pesky 5/24 rule at Chase, this according to a Reddit post. The way it works is actually pretty simple, though it does require a visit (or two) to a Chase banking branch in order to get the job done. You also have to be an existing Chase … Continue reading “Another Trick to Get Approved for Chase Credit Cards Beyond 5/24”