Credit Help and Tips

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Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year

Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year
April 23, 2014 No Comments »

There are plenty of people out there who are against using plastic. I understand that it can get you into debt and cause you to overspend. But with so many discounts available for using a credit card, it’s hard not ... Read More »

Why Do Credit Cards Have PINs?

Why Do Credit Cards Have PINs?
April 16, 2014 No Comments »

You may have heard news lately regarding chip and PIN technology. Come October 2015, credit card issuers in the United States will migrate to smart chip technology in an effort to combat fraud that is so prevalent with magnetic stripe ... Read More »

When Do Credit Cards Actually Expire?

When Do Credit Cards Actually Expire?
April 4, 2014 No Comments »

There seems to be a lot of confusion about credit card expiration dates, mainly because credit card issuers only list the month and year on the card, as opposed to the day in most cases. So I decided to go ... Read More »

How the San Diego Chargers Got Their Name

How the San Diego Chargers Got Their Name
January 6, 2014 1 Comment »

Yesterday, the sixth-place ranked San Diego Chargers knocked off the Cincinnati Bengals, who happened to be undefeated at home all season long. In fact, the Chargers didn’t just beat the Bengals, they wiped the floor with them, beating the turnover-prone ... Read More »

Who Is C F Frost of American Express Credit Card Fame?

Who Is C F Frost of American Express Credit Card Fame?
December 11, 2013 1 Comment »

File this one under: Credit Card Nerdisms When you happen upon a credit card advertisement, there’s often a fake name and made-up sequence of numbers emblazoned on the card. This is done to give consumers a real-life vision of the ... Read More »

Credit Builder Loans: Should You Pay Interest to Establish Good Credit?

Credit Builder Loans: Should You Pay Interest to Establish Good Credit?
November 13, 2013 No Comments »

If you’re currently in the process of rebuilding your credit, or don’t have any credit history to speak of, you may have come across or been pitched a “credit builder loan.” These rather unique loans can work in different ways, ... Read More »

Credit Card Roulette 101: How to Play and Win

Credit Card Roulette 101: How to Play and Win
September 18, 2013 No Comments »

If you haven’t heard of the fabled game of “credit card roulette,” it’s pretty simple. When you’re dining out with friends, whether it be breakfast, lunch, or dinner, instead of paying for your fair share, you take an all or ... Read More »

Get Your VantageScore 3.0 Credit Score for Free (And a Free FICO Score Estimate)

Get Your VantageScore 3.0 Credit Score for Free (And a Free FICO Score Estimate)
August 27, 2013 No Comments »

Are you wondering where you stand credit score-wise, but don’t want to spend a shiny dime to find out? If so, you can get a free estimate of your FICO score and the brand new VantageScore 3.0 via credit.com’s Credit ... Read More »

What Is Credit Card Churning? And Should You Take Part?

What Is Credit Card Churning? And Should You Take Part?
July 23, 2013 No Comments »

When you think of the word “churning,” what’s the first word association that comes to mind? For me, it was “butter,” as in butter churn. But in the finance world, a relatively new and certainly risky practice has emerged known ... Read More »

Living Without a Credit Card? Bad Idea: Here’s Why

Living Without a Credit Card? Bad Idea: Here’s Why
June 14, 2013 No Comments »

Earlier this week, FICO revealed that more and more consumers are living without credit cards, despite the apparent growing popularity of plastic. The biggest decline was seen in the 18-29 year-old age category, where the percentage of consumers without credit ... Read More »