Credit Help and Tips

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A Cautionary Tale Using the Schwab Visa Platinum Debit Card Abroad

A Cautionary Tale Using the Schwab Visa Platinum Debit Card Abroad
September 1, 2015

I recently came back from a nice little trip to Europe, relying on my handy Charles Schwab Visa Platinum Debit Card to get me through my vacation ATM-fee free. After all, none of the banks I do business with here ... Read More »

Good, Bad, and Ugly Credit Cards for Gift Card Redemptions

Good, Bad, and Ugly Credit Cards for Gift Card Redemptions
August 31, 2015

There are a variety of ways to cash in credit card points and miles. One of the most common methods is to redeem for a statement credit, which is essentially a rebate for all your purchases (this is why they ... Read More »

Collar Stay Punch Puts Your Old Credit Cards to Good Use

Collar Stay Punch Puts Your Old Credit Cards to Good Use
August 20, 2015

It’s been some time since I’ve written about a credit card gadget, so without further ado, I present to you the “Collar Stay Punch.” This is actually more a device that makes use of old credit cards than it is ... Read More »

Get $20 a Year for Good Grades via the Discover it Student Credit Card

Get $20 a Year for Good Grades via the Discover it Student Credit Card
August 18, 2015

If you’re a good student in need of a credit card, you can get awarded simply for maintaining a solid GPA. It’s part of the new “Good Grades Reward” promotion from Discover, which gives students a $20 Cashback Bonus for ... Read More »

Sign Up for That Frequent Flyer Program for Free Seat Upgrades

Sign Up for That Frequent Flyer Program for Free Seat Upgrades
August 17, 2015

So you’ve accrued your credit card points and now plan to transfer them to a certain airline to get a free trip. Sounds great! Though maybe you don’t want to use ALL your miles to book a first or business ... Read More »

Set Travel Notifications for Your Credit Cards Before You Leave!

Set Travel Notifications for Your Credit Cards Before You Leave!
July 29, 2015

If you’re taking a vacation soon, don’t forget to set travel notifications on all the credit cards and debit cards you plan on taking with you before you leave. These notifications inform your card issuers that you will be traveling ... Read More »

Get $15 Off $50 via American Express Shop with Points at Amazon

Get $15 Off $50 via American Express Shop with Points at Amazon
July 28, 2015

Looking to save some money at Amazon? Well, there’s an awesome promo going on until July 31st that allows certain American Express cardholders to get $15 off purchases of $50 or more when using points to make a purchase. The ... Read More »

Downgrade Your Credit Card to Avoid the Annual Fee

Downgrade Your Credit Card to Avoid the Annual Fee
July 21, 2015

It’s no secret that some of the best credit card sign-up bonuses happen to be the very same credit cards that come with hefty annual fees. Hello Citi Premier and Prestige. While this can certainly be worth the cost, there ... Read More »

Should You Opt Back In to Receive Targeted Credit Card Offers?

Should You Opt Back In to Receive Targeted Credit Card Offers?
July 9, 2015

In an earlier post, I spoke about a targeted offer for 70,000 United miles via the MileagePlus Explorer Business card. Normally that offer is only 50,000 miles, but the individual who received it was targeted and sent a mailer because ... Read More »

Look Out for the 70,000 Bonus Offer on United MileagePlus Explorer Business

Look Out for the 70,000 Bonus Offer on United MileagePlus Explorer Business
July 7, 2015

Anytime you’re even remotely thinking about applying for a credit card, it’s good practice to determine if there are any special offers available. And during that process, perhaps also find out if there’s a better alternative to the card you ... Read More »