Credit Help and Tips

Master your credit card and credit score, all in one convenient place.

Set Travel Notifications for Your Credit Cards Before You Leave!

Set Travel Notifications for Your Credit Cards Before You Leave!
July 29, 2015

If you’re taking a vacation soon, don’t forget to set travel notifications on all the credit cards and debit cards you plan on taking with you before you leave. These notifications inform your card issuers that you will be traveling ... Read More »

Get $15 Off $50 via American Express Shop with Points at Amazon

Get $15 Off $50 via American Express Shop with Points at Amazon
July 28, 2015

Looking to save some money at Amazon? Well, there’s an awesome promo going on until July 31st that allows certain American Express cardholders to get $15 off purchases of $50 or more when using points to make a purchase. The ... Read More »

Downgrade Your Credit Card to Avoid the Annual Fee

Downgrade Your Credit Card to Avoid the Annual Fee
July 21, 2015

It’s no secret that some of the best credit card sign-up bonuses happen to be the very same credit cards that come with hefty annual fees. Hello Citi Premier and Prestige. While this can certainly be worth the cost, there ... Read More »

Should You Opt Back In to Receive Targeted Credit Card Offers?

Should You Opt Back In to Receive Targeted Credit Card Offers?
July 9, 2015

In an earlier post, I spoke about a targeted offer for 70,000 United miles via the MileagePlus Explorer Business card. Normally that offer is only 50,000 miles, but the individual who received it was targeted and sent a mailer because ... Read More »

Look Out for the 70,000 Bonus Offer on United MileagePlus Explorer Business

Look Out for the 70,000 Bonus Offer on United MileagePlus Explorer Business
July 7, 2015

Anytime you’re even remotely thinking about applying for a credit card, it’s good practice to determine if there are any special offers available. And during that process, perhaps also find out if there’s a better alternative to the card you ... Read More »

Use Air Travel Credits to Get Your Prestige Card Annual Fee-Free

Use Air Travel Credits to Get Your Prestige Card Annual Fee-Free
June 18, 2015

There’s been a lot of buzz regarding the newly revamped Citi Prestige credit card lately, but the $450 annual fee is certainly hard to overlook. For some, it’s probably a deal killer seeing that it’s $450. That’s not cheap. But ... Read More »

Citi Doesn’t Seem to Care About Trees

Citi Doesn’t Seem to Care About Trees
June 2, 2015

A little over a week ago, I applied for the Citi ThankYou Premier Card. I figured the 50,000 point sign-up bonus was enticing enough to spend $3,000 in the first three months. After all, you can transfer ThankYou Points to ... Read More »

Keep Your Credit When You Close a Card

Keep Your Credit When You Close a Card
May 28, 2015

You’ve probably heard that closing a credit card is the worst offense you can commit. While that’s certainly not true, despite the powers that be instilling fear into our lives on a daily basis, your credit score can be impacted ... Read More »

Why You Won’t Be Able to Use American Express at Costco Anymore

Why You Won’t Be Able to Use American Express at Costco Anymore
April 21, 2015

A month ago, I wrote about how Citi and Visa partnered with Costco, thereby kicking American Express out in the process. That new arrangement will begin on April 1st, 2016, at which point Amex credit cards won’t be accepted by ... Read More »

Discover Launches On/Off Switch for Credit Cards

Discover Launches On/Off Switch for Credit Cards
April 20, 2015

I think just about everyone has misplaced their credit card at one time or another, only to find it just minutes or hours later. The problem is that you don’t want to keep that misplaced credit card active while it’s ... Read More »