Cash Back Credit Cards With No Annual Fee

In a recent post, I questioned whether credit cards with annual fees were worth it.

The answer was somewhat mixed, with annual fees being a necessity for some (secured credit cards) and not at all worthwhile for others (those who don’t spend too much).

I also noted that there were plenty of good credit card options that didn’t carry an annual fee.

But silly me, I didn’t actually list those offers. I know, I know, it was a glaring oversight.

So today I’m compiling a list of “cash back credit cards with no annual fee,” which I feel are the best deals out there for both big spenders and small fish.

After all, why should you have to pay your credit card issuer for a card that earns cash back? Wouldn’t that be a bit self-defeating?

I think so, unless the offer is too good to be true (like the $500 cash back from Chase Sapphire).

So that said, let’s take a look at the list.

These credit card offers may come with both an initial cash back bonus and accrued cash back via earned points.

Obviously, a combination is best, as you can earn quite a bit off the bat, and then keep earning over the years when you spend.

For example, an initial cash back bonus of $200-$300 would take a lot of spend, so earning it upfront for spending a few hundred dollars is clearly the way to go.

If you’re not earning anything back for using your credit card, you’re essentially shafting yourself, or at least losing out on good opportunities.

That said, if you don’t have a cash back credit card, now may be the time to take a gander, as there are some of the most aggressive offers in years out there at the moment that surely shouldn’t be passed up.

Some of the offers even give you cash back for executing a balance transfer and come with introductory 0% APR, making them effective no fee balance transfer credit cards in some cases.

Cash Back Credit Cards With No Annual Fee