All posts by Colin Robertson

Why Aren’t Credit Cards Instantly Approved?

Why Aren’t Credit Cards Instantly Approved?
July 28, 2016

It seems everyone wants things instantly, including approval for their newly applied for credit cards. But we aren’t always told right away if we’ve been approved or not, even if it’s a so-called pre-approved offer. While it’s frustrating not to ... Read More »

American Express Offering 10% Cash Back on Gas All Summer Long

American Express Offering 10% Cash Back on Gas All Summer Long
July 7, 2016

We’ve all seen the rotating 5% cash back categories that often include gas stations, but how about 10% cash back instead? Well, when I logged onto one of my Amex accounts this morning I was greeted by a surprising offer. ... Read More »

Pre-Approved Credit Card Offers Are Utter Nonsense

Pre-Approved Credit Card Offers Are Utter Nonsense
May 26, 2016

So you got a letter in the mail saying you were “pre-approved for a credit card.” Or an e-mail inviting you to apply for the latest credit card. You jump at the chance to get approved for a credit card ... Read More »

How to Get Your Credit Card Annual Fee Refunded

How to Get Your Credit Card Annual Fee Refunded
May 17, 2016

There are plenty of folks out there who are down on credit cards, and even more who are down on credit cards with annual fees, for obvious reasons. But one perhaps lesser known fact about credit card annual fees is ... Read More »

How to Increase Your Discover Credit Limit in 30 Seconds

How to Increase Your Discover Credit Limit in 30 Seconds
May 9, 2016

Discover is quickly becoming the most beloved credit card issuer out there because they’re so customer friendly. The ability to redeem any amount of cash back is awesome and unmatched! However, they also tend to be one of the most ... Read More »

Citi ThankYou Preferred Card for College Students Isn’t Very Preferred

Citi ThankYou Preferred Card for College Students Isn’t Very Preferred
April 27, 2016

Students Should Shop Around So Citi launched a new credit card for college students aptly named the “Citi ThankYou Preferred Card for College Students.” Unfortunately, it doesn’t appear to live up to its name, and you can even blame Citi’s ... Read More »

Chip Cards Are Super Slow and Now Visa Is Trying to Fix That

Chip Cards Are Super Slow and Now Visa Is Trying to Fix That
April 21, 2016

If you’ve used a credit card lately, you’ve likely made the mistake of trying to swipe it (even though it has a magnetic stripe) because it also contains an EMV chip. I do it all the time and feel like ... Read More »

How to Find Hidden Citi Credit Card Cash Back Offers

How to Find Hidden Citi Credit Card Cash Back Offers
April 19, 2016

So Citi finally started offering cash back deals with select merchants you may visit, but they sure aren’t making them easy to find. For example, those with an American Express card know where to find Amex Offers. They’re right there ... Read More »

Blispay Visa Offers No Interest and No Payments on Purchases Over $199 for 6 Months

Blispay Visa Offers No Interest and No Payments on Purchases Over $199 for 6 Months
April 5, 2016

The new “Blispay Visa Card,” issued by First Electronic Bank out of Utah, wants to completely change the credit card game. And yes, there’s only one “S” in their name, it’s not a typo. It’s a somewhat odd proposal but ... Read More »