American Express Cards with 0% APR

American Express is now offering two of its credit cards with “0% APR on purchases for up to 12 months.”

This means you won’t be subject to credit card finance charges for the first year of cardmembership, a rarity if you carry an American Express credit card, namely because most of their cards are actually charge cards.

The 0% APR offer applies to the following credit cards:

Blue Sky from American Express

This credit card offers comes with no annual fee and travel rewards. You can redeem as few as 7,500 points for a $100 statement credit on any travel purchase.

There are no restrictions or blackout dates on airfare, hotel rooms or car rentals. Click the link above for a full review of the travel rewards credit card.

Blue Cash Everyday Card

This credit card offers 3% cash back on groceries, 2% cash back on gas, 2% at department stores, and 1% cash back everywhere else, with NO annual fee.

This is actually what I consider the best cash back credit card, and the one I use most frequently.  Click the link for a full review.

Amex Everyday Card

This newbie from American Express comes with 0% APR for a full 15 months on both purchases and balance transfers, which is a big deal because Amex basically stopped offering promotional balance transfer APR after the credit crunch.

It is also one of the few Amex cards with no annual fee that also happens to boast a decent rewards program.

Blue for Business Credit Card

If you’re looking for an American Express business credit card with introductory 0% APR, this is the ticket for you. It ranges from 6-12 months, based on your credit score.

All of the above are revolving credit cards, not charge cards, meaning payment is not due in full each month, unlike many other credit cards offered by American Express.

You’ll have the option of making a minimum payment each billing cycle, which is certainly a plus for those unable to pay off their balance in full each month.

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Colin Robertson

Colin created this blog after spending several years in a job that required him to scour credit reports on a daily basis. His goal is to help individuals improve their credit scores and get the most out of their credit cards.

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