American Express Blue Cash Everyday Card Review

American Express just launched a new cash back credit card, coined the “Blue Cash Everyday℠ Card.”

The credit card comes with no annual fee and no spend minimum, meaning you start earning cash back at the full percentages right off the bat.

What you get in the way of cash back with the Blue Cash Everyday Card:

- 3% cash back at supermarkets
- 2% cash back at gas stations
- 2% cash back at department stores
- 1% cash back everywhere else

Rewards dollars can be redeemed once your balance is $25, and can be used for cash, gift cards, statement balances, or other merchandise, such as electronics, clothing, and more. Personally, I like to use it for a statement reduction, which is a no fuss simple way to redeem the cash earned.

$100 Cash Back Welcome Bonus

As if that cash back wasn’t enough, American Express also offers $100 cash back after spending $1,000 within the first 3 months of cardmembership.

So if you spend slightly more than $333.33 each month on the American Express Blue Cash Everyday card, you’ll get another $100 on top of the cash back mentioned above that you earn for your everyday purchases.

This may be a limited-time bonus, so act now to ensure you can take advantage of this rare cash-back opportunity from American Express. After all, they seldom offer cash back bonuses of any kind…

0% APR for 12 Months

The Blue Cash Everyday Card also comes with 0% APR for 12 months on purchases, meaning you won’t have to pay any credit card finance charges for the first year if you carry a balance.

After that, the variable APR ranges from 17.24% to 22.24%, depending on things like credit score and other borrower attributes.

The American Express Blue Cash Everyday card also affords you discounts at places like 1-800-FLOWERS.COM®, Fleming’s® Prime Steakhouse & Wine Bar, Hertz®, and other merchants.

You can see a complete list of partners and offers here.

You can also receive a $25 referral bonus for each friend or family member who is approved for the American Express Blue Cash Everyday Card.

Final Word

If you use your credit card at supermarkets, gas stations, and department stores often, this could be the card for you if you’re looking to maximize your cash back.

And because the categories are fixed, you will never have to worry about them rotating in and out, like the rewards programs offered by many other card issuers.

Finally, with no annual fee, it’s a great choice for those who want the benefits of American Express without the unnecessary cost. For the record, it is my cash back credit card of choice because I do the bulk of my spending in the categories that offer the most cash back.

Apply here.