Good Time of Year to Apply for Credit Cards with Calendar Year Benefits

Did you know that fall is a great time to apply for a new credit card? If not, allow me to explain. Many credit cards these days come with an annual calendar year benefit, such as an airline credit or a travel credit. These benefits aren’t based on when your card anniversary is – rather, … Continue reading “Good Time of Year to Apply for Credit Cards with Calendar Year Benefits”

You Have to Opt-in to the Lounge Access with Chase Sapphire Reserve

Just wanted to throw out a Public Service Announcement (PSA) regarding the lounge benefit associated with Chase Sapphire Reserve. While you probably remember hearing about “complimentary airport lounge access” when you applied, you might be wondering how you enter the lounges. Do you just flash your metallic credit card and saunter through the door? Or … Continue reading “You Have to Opt-in to the Lounge Access with Chase Sapphire Reserve”

How to Track Your Ultimate Rewards with Chase

For a long time, it was next to impossible to see how many Ultimate Rewards you had earned with Chase until your statement closed and the points posted to your account. This was frustrating for a lot of people who wanted to keep a close eye on things and make sure they were swiping as … Continue reading “How to Track Your Ultimate Rewards with Chase”

Sometimes Using the Wrong Credit Card Is the Right Choice

A while back, I applied for the Chase Marriott Rewards Premier Business card from Chase because it was offering a generous 100,000 points when I spent $3,000. That was a 25% premium over the current 80k offer, so I jumped on it, knowing I’d be able to use the points haul for a nice little … Continue reading “Sometimes Using the Wrong Credit Card Is the Right Choice”

USAA Limitless Visa: Earn 2.5% Cash Back on Every Purchase

Let’s take a hard look at the new Limitless Cashback Rewards Visa Signature card from USAA to see if it’s worth applying for. Most folks know 2% cash back credit cards exist, and that rotating 5% cash back categories are also widely available, though somewhat annoying because they’re capped and only good for three months. … Continue reading “USAA Limitless Visa: Earn 2.5% Cash Back on Every Purchase”