Pre-Approved Credit Card Offers Are Utter Nonsense

So you got a letter in the mail saying you were “pre-approved for a credit card.” Or an e-mail inviting you to apply for the latest credit card. You jump at the chance to get approved for a credit card and apply immediately assuming you’ll be given the thumbs up in a matter of seconds. … Continue reading “Pre-Approved Credit Card Offers Are Utter Nonsense”

How to Get Your Credit Card Annual Fee Refunded

There are plenty of folks out there who are down on credit cards, and even more who are down on credit cards with annual fees, for obvious reasons. But one perhaps lesser known fact about credit card annual fees is that they’re often refundable. Like other fees you might pay in advance, such as insurance … Continue reading “How to Get Your Credit Card Annual Fee Refunded”

How to Increase Your Discover Credit Limit in 30 Seconds

Discover is quickly becoming the most beloved credit card issuer out there because they’re so customer friendly. The ability to redeem any amount of cash back is awesome and unmatched! However, they also tend to be one of the most conservative credit card companies in terms of doling out credit card limits. For example, when … Continue reading “How to Increase Your Discover Credit Limit in 30 Seconds”