New Citi Double Cash Credit Card Gives You Cash Back on Payments

Citi just launched a new credit card, and it actually has a somewhat novel approach to cash back. In a nutshell, you earn 1% cash back for every purchase, and an additional 1% cash back when you pay off the purchase. So at the end of the day you can earn 2% cash back for … Continue reading “New Citi Double Cash Credit Card Gives You Cash Back on Payments”

Chase Freedom Is Getting Rid of the 10% Annual Points Bonus

Do you have a Chase checking account and the Chase Freedom credit card? If so, you get a nice little 10% annual bonus on all your points earned throughout the year. So if you earn 100,000 points throughout the year, you’ll get another 10,000 on the house, just for being a Chase checking customer. That’s … Continue reading “Chase Freedom Is Getting Rid of the 10% Annual Points Bonus”

Why You Should Chase Credit Card Rewards, Not Bank Bonuses

There are two easy ways to make money in the financial world. And no, I’m not talking about stocks and bonds. I’m referring to credit card rewards and bank bonuses. And while both can be quite lucrative, all for doing very little work, there is an important distinction you should be aware of before going … Continue reading “Why You Should Chase Credit Card Rewards, Not Bank Bonuses”

Credit Cards That Waive the Annual Fee the First Year

Often times, it is credit cards with annual fees that offer the best sign-up bonuses and cash back. After all, they’re offering you something other issuers won’t, so they need to recoup some of the associated loss. Unfortunately, this causes a bit of a catch-22, seeing that the cardholder will want the credit card but … Continue reading “Credit Cards That Waive the Annual Fee the First Year”