How to Get Your Credit Card Sign-Up Bonus and Earn Cash Back

One of the great things about credit cards is the sign-up bonus many of them offer these days. But the big catch is the spending required to actually snag the bonus, which some might argue is counterintuitive, or worse, a quick path to unwanted debt. What’s that old saying, “You can go broke saving money.” … Continue reading “How to Get Your Credit Card Sign-Up Bonus and Earn Cash Back”

Capital One Second Look Protects Against Bogus Card Charges

It’s becoming a credit card world, for better or worse. While plastic is convenient, and certainly safer than cash, there are some drawbacks. One being the likelihood that you’ll be overcharged or charged twice for something and never actually notice. I always advise people to comb through their credit card statements each month (and periodically … Continue reading “Capital One Second Look Protects Against Bogus Card Charges”

10+ Ways to Meet Minimum Spending Requirements for Credit Card Bonuses

There are always lucrative credit card sign-up bonuses available, but in many cases you’ve got to spend an awful lot of money to actually get rewarded. So if you just got approved for the Chase Sapphire Reserve, but don’t know how you’ll spend the $4,000, read on… For some folks this isn’t a problem, they … Continue reading “10+ Ways to Meet Minimum Spending Requirements for Credit Card Bonuses”

Don’t Upgrade If You Still Have the Old Blue Cash Card from American Express

***Update: American Express recently (late 2014) revised the terms of the old Blue Cash whereby you will only receive 5% on the first $50,000 in Everyday Purchases made during your reward year. Prior to this change there was no cash back limit. If you still carry the original American Express Blue Cash card in your … Continue reading “Don’t Upgrade If You Still Have the Old Blue Cash Card from American Express”

How to Maximize Rewards and Cash Back on Starbucks Purchases

If you’re like a lot of people, you love Starbucks coffee. In fact, you probably go to Starbucks most mornings before work. It’s no doubt one of the few things you look forward to. But the problem with Starbucks is that it’s super expensive. Their drinks range in price anywhere from $2-$5, depending on what … Continue reading “How to Maximize Rewards and Cash Back on Starbucks Purchases”

Earn Up to 3% Cash Back on Uber, Lyft, and Other Ridesharing Services

Here’s a little credit card tip. If you’re trying to maximize your cash back or bonus point categories, you should know that ridesharing services like Lyft and Uber count as travel to most credit card providers. After all, they are providing transportation, which generally falls under travel (from point A to point B), even if … Continue reading “Earn Up to 3% Cash Back on Uber, Lyft, and Other Ridesharing Services”

Sam’s Club Credit Card Offers 5-3-1 Cash Back Categories

If you’re a member of Sam’s Club, you might be interested in their new credit card, which comes with tiered rewards on popular everyday expenses. The so-called “5-3-1 Credit Card Cash Back Program” offers healthly rewards to Sam’s Savings, Sam’s Business, and Sam’s Plus members in the U.S. and Puerto Rico. For the record, it’s … Continue reading “Sam’s Club Credit Card Offers 5-3-1 Cash Back Categories”