Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year

There are plenty of people out there who are against using plastic. I understand that it can get you into debt and cause you to overspend. But with so many discounts available for using a credit card, it’s hard not to use one instead of cash when making purchases you’d make regardless. In fact, it’s … Continue reading “Get at Least 5% Cash Back on Virtually Everything You Buy with a Credit Card All Year”

Why Do Credit Cards Have PINs?

You may have heard news lately regarding chip and PIN technology. Come October 2015, credit card issuers in the United States will migrate to smart chip technology in an effort to combat fraud that is so prevalent with magnetic stripe cards. In the rest of the world, these smart chip credit cards are already widely … Continue reading “Why Do Credit Cards Have PINs?”

When Do Credit Cards Actually Expire?

There seems to be a lot of confusion about credit card expiration dates, mainly because credit card issuers only list the month and year on the card, as opposed to the day in most cases. So I decided to go straight to the source to get to the bottom of this once and for all. … Continue reading “When Do Credit Cards Actually Expire?”