Maxing Out Your Credit Card Can Be Nearly as Bad as a Missed Payment

Credit cards are powerful financial tools, but also require a lot of responsibility. After all, they are often a key credit-building block for consumers, even though you don’t technically need a credit card to build credit (thanks Dave Ramsey). For this reason, and many others, it’s important to manage your credit card(s) sensibly, making on-time … Continue reading “Maxing Out Your Credit Card Can Be Nearly as Bad as a Missed Payment”

Are You a FICO Score High Achiever?

Uh oh…remember when a 760 FICO score was deemed sufficient to secure the best rates and terms on credit cards, auto loans, mortgages, and so on? Well, new research from credit score provider FICO might up the ante on that ideal score to shoot for. The company today revealed a new bracket of credit score … Continue reading “Are You a FICO Score High Achiever?”

American Express Bluebird Review: More Than One Flaw

There’s been a lot of buzz about the new American Express “Bluebird,” the latest major prepaid credit card in the ever-growing industry. What makes it such a big deal is that it’s a joint launch between the mighty Walmart and American Express. Talk about a one-two punch. But is it all it’s cracked up to … Continue reading “American Express Bluebird Review: More Than One Flaw”

AirTrans Rewards Credit Card Review: Is It an A+?

Last week, Chase released a new travel rewards credit card known as the “AirTran A+ Rewards Credit Card.” If you didn’t already know the name AirTran, it’s a national airliner that was recently scooped up by rival Southwest. Despite the merger, the pair still operate separately to some extent, with their own websites, their own … Continue reading “AirTrans Rewards Credit Card Review: Is It an A+?”

Introducing the Google Credit Card: Say What?

No, it’s not a typo. And no, it’s not old news about Google getting into the business of providing credit card comparisons within their search results. This is actually a “Google credit card,” complete with their logo on the front of 3×2-odd inch rectangular piece of plastic. One that fits nicely in your wallet alongside … Continue reading “Introducing the Google Credit Card: Say What?”