Alliant Visa Signature Credit Card Offers 3% Cash Back First Year, 2.5% Thereafter

There’s a new 2.5% cash back credit card on the block that comes with 3% cash back on all purchases the first year. The “Alliant Visa Signature Credit Card” from the Alliant Credit Union is currently available for “select Alliant members,” but will be available to “all” come April. It’s only the second credit card … Continue reading “Alliant Visa Signature Credit Card Offers 3% Cash Back First Year, 2.5% Thereafter”

An Uber Credit Card Might Be in the Works

Recently, Uber and American Express cozied up by including a $200 annual Uber credit on the revamped and more expensive Amex Platinum card. But it’s possible Uber may go a step forward and introduce a full-fledged “Uber credit card” based on a survey posted to Reddit. The poster shared a screenshot that appeared to show … Continue reading “An Uber Credit Card Might Be in the Works”

Chase Sapphire Reserve vs. Amex Platinum: Why Chase Wins This Battle

You may have heard that the Amex Platinum underwent some major changes recently. If you haven’t, the biggest takeaways are the higher annual fee and the Uber credit. Amex Platinum will no longer charge cardholders $450 per year for the privilege of holding the card. Instead, they’ll have to fork over $550 every 365 days … Continue reading “Chase Sapphire Reserve vs. Amex Platinum: Why Chase Wins This Battle”

You Can’t Unsubscribe from All Credit Sesame Emails

File this one under annoying, bizarre, and perhaps a little backwards. And that’s being friendly. I am a member of Credit Sesame, a helpful service that provides you with a free credit score and some level of credit monitoring. It’s pretty similar to Credit Karma, though the latter is more robust when it comes to … Continue reading “You Can’t Unsubscribe from All Credit Sesame Emails”

The Chase Marriott 150,000 Point Bonus Isn’t as Good as It Looks

You may have seen ads for a 150,000-point bonus on the Chase Marriott Rewards Premier credit card lately. That sounds like the best bonus ever offered on the card and one that can’t be missed. It’s well above the 100k offers seen in the past and the current 80k bonus. Heck, 150,000 Marriott points is … Continue reading “The Chase Marriott 150,000 Point Bonus Isn’t as Good as It Looks”

Just a Few More Days to Snag a Credit Card Triple Dip

Ever heard of a “credit card triple dip?” While it might take on several meanings, the one I’m referring to takes advantage of calendar-year benefits. What Is a Credit Card Triple Dip? In a nutshell, you can get up to three calendar year benefits while paying only a single annual fee. For example, the Chase … Continue reading “Just a Few More Days to Snag a Credit Card Triple Dip”

Another Trick to Get Approved for Chase Credit Cards Beyond 5/24

There’s yet another trick to get past that pesky 5/24 rule at Chase, this according to a Reddit post. The way it works is actually pretty simple, though it does require a visit (or two) to a Chase banking branch in order to get the job done. You also have to be an existing Chase … Continue reading “Another Trick to Get Approved for Chase Credit Cards Beyond 5/24”

Should I Add an Authorized User to My Credit Card Account?

Credit card Q&A: “Should I add an authorized user to my credit card account?” These days, credit card companies are constantly urging us to add an authorized user. In fact, they’re even incentivizing us to do, offering 5,000 bonus points in many cases. For example, Chase Sapphire Preferred card holders can get an additional 5,000 … Continue reading “Should I Add an Authorized User to My Credit Card Account?”

Credit Karma Wants to Do Your Taxes, for Free

Most folks have heard of Credit Karma, the free credit score website. They basically killed off those other free credit score websites by providing a free credit score (and credit report) without the need for your credit card info. It revolutionized the credit scoring game. Well, now they want to do the same thing with…your … Continue reading “Credit Karma Wants to Do Your Taxes, for Free”

This Is Why Credit Card Issuers Give You 100k Bonus Points

Ever wonder why credit card issuers are so generous? You know, offering you 100,000 points simply for spending $4,000? If we do the math, they’re giving you over $1,000 in exchange for a much smaller annual fee, say $450. That’s less than half the cost. A smart consumer could go out and spend $4,000, pay … Continue reading “This Is Why Credit Card Issuers Give You 100k Bonus Points”